{"id":15365,"date":"2026-06-22T16:39:11","date_gmt":"2026-06-22T14:39:11","guid":{"rendered":"https:\/\/www.swikly.com\/?page_id=15365"},"modified":"2026-09-08T16:49:08","modified_gmt":"2026-09-08T14:49:08","slug":"charge-protection","status":"publish","type":"page","link":"https:\/\/www.swikly.com\/en\/fonctionnalites\/encaissement-protection\/","title":{"rendered":"Swikly \u2013 Payment Collection \u2013 Protection"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"15365\" class=\"elementor elementor-15365\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c35e06a elementor-section-full_width elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"3c35e06a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c835cd9\" data-id=\"1c835cd9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b805dd4 elementor-widget elementor-widget-html\" data-id=\"7b805dd4\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n  .swik-subnav {\n    background: #F0F8FC;\n    border-bottom: 1px solid #E6EEF5;\n  }\n  @media (max-width: 1024px) { .swik-subnav { padding-top: 30px; } }\n  @media (max-width: 600px)  { .swik-subnav { padding-top: 0; } }\n\n  .swik-subnav-wrap {\n    max-width: 1200px;\n    margin: 0 auto;\n    padding: 0 56px;\n    position: relative;\n    display: flex;\n    align-items: center;\n    gap: 10px;\n  }\n\n  \/* Pill de retour au hub, fixe \u00e0 gauche *\/\n  .swik-subnav-hub {\n    flex-shrink: 0;\n    display: inline-flex;\n    align-items: center;\n    gap: 7px;\n    padding: 9px 15px;\n    border-radius: 999px;\n    font-family: Lato, sans-serif !important;\n    font-size: 13px !important;\n    font-weight: 500 !important;\n    line-height: 1.2 !important;\n    text-decoration: none;\n    background: #fff;\n    color: #2BA3D9 !important;\n    border: 1px solid #2BA3D9;\n    transition: background .2s ease, color .2s ease;\n    white-space: nowrap;\n  }\n  .swik-subnav-hub:hover {\n    background: #2BA3D9;\n    color: #fff !important;\n  }\n  .swik-subnav-hub svg { flex-shrink: 0; }\n\n  \/* S\u00e9parateur vertical entre la pill hub et les fonctionnalit\u00e9s *\/\n  .swik-subnav-sep {\n    flex-shrink: 0;\n    width: 1px;\n    height: 24px;\n    background: #D5E3EE;\n  }\n\n  .swik-subnav-scroll {\n    display: flex;\n    gap: 6px;\n    overflow-x: auto;\n    padding: 14px 0;\n    scrollbar-width: none;\n    -ms-overflow-style: none;\n    scroll-behavior: smooth;\n    flex: 1;\n    min-width: 0;\n  }\n  .swik-subnav-scroll::-webkit-scrollbar { display: none; }\n\n  \/* Apparence de la pill active (page courante) *\/\n  .swik-subnav-scroll a.is-active {\n    background: #2BA3D9 !important;\n    color: #fff !important;\n  }\n\n  \/* Petite zone de fondu UNIQUEMENT derri\u00e8re la fl\u00e8che (\u00e0 droite) *\/\n  .swik-subnav-fadeR {\n    position: absolute;\n    right: 56px; top: 0; bottom: 0;\n    width: 64px;\n    background: linear-gradient(to right, transparent, #F0F8FC 70%);\n    pointer-events: none;\n    z-index: 4;\n    transition: opacity .2s ease;\n  }\n\n  \/* Bouton fl\u00e8che droite *\/\n  .swik-scroll-arrow {\n    position: absolute;\n    right: 56px;\n    top: 50%;\n    transform: translateY(-50%);\n    width: 34px; height: 34px;\n    border-radius: 50%;\n    background: #fff;\n    border: 1px solid #E6EEF5;\n    box-shadow: 0 4px 12px -4px rgba(43,163,217,.3);\n    display: flex; align-items: center; justify-content: center;\n    cursor: pointer;\n    color: #2BA3D9 !important;\n    transition: opacity .2s ease, transform .15s ease, box-shadow .2s ease;\n    z-index: 5;\n    padding: 0;\n  }\n  .swik-scroll-arrow:hover {\n    transform: translateY(-50%) scale(1.08);\n    box-shadow: 0 6px 16px -4px rgba(43,163,217,.45);\n    color: #2BA3D9 !important;\n    background: #fff !important;\n  }\n  .swik-subnav-fadeR.hidden,\n  .swik-scroll-arrow.hidden { opacity: 0; pointer-events: none; }\n<\/style>\n\n<div class=\"swik-subnav\">\n  <div class=\"swik-subnav-wrap\">\n    <a href=\"\/fonctionnalites\/\" class=\"swik-subnav-hub\">\n      <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n           stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <rect x=\"3\" y=\"3\" width=\"7\" height=\"7\"\/><rect x=\"14\" y=\"3\" width=\"7\" height=\"7\"\/>\n        <rect x=\"14\" y=\"14\" width=\"7\" height=\"7\"\/><rect x=\"3\" y=\"14\" width=\"7\" height=\"7\"\/>\n      <\/svg>\n      Toutes les fonctionnalit\u00e9s\n    <\/a>\n    <div class=\"swik-subnav-sep\"><\/div>\n    <div class=\"swik-subnav-scroll\" id=\"swikSubnavScroll\">\n      <a href=\"\/fonctionnalites\/caution-parametrable\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Caution param\u00e9trable<\/a>\n      <a href=\"\/fonctionnalites\/lien-de-depot\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Lien de d\u00e9p\u00f4t s\u00e9curis\u00e9<\/a>\n      <a href=\"\/fonctionnalites\/permalien\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Permalien pr\u00e9configur\u00e9<\/a>\n      <a href=\"\/fonctionnalites\/caution-paiement\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Caution + Paiement<\/a>\n      <a href=\"\/fonctionnalites\/frais-client\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Frais \u00e0 la charge du client<\/a>\n      <a href=\"\/fonctionnalites\/traduction\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Traduction automatique<\/a>\n      <a href=\"\/fonctionnalites\/presentiel\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">En ligne ou en pr\u00e9sentiel<\/a>\n      <a href=\"\/fonctionnalites\/relances\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Relances automatiques<\/a>\n      <a href=\"\/fonctionnalites\/marque\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Marque personnalis\u00e9e<\/a>\n      <a href=\"\/fonctionnalites\/etat-des-lieux\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">\u00c9tat des lieux digitalis\u00e9<\/a>\n      <a href=\"\/fonctionnalites\/encaissement-partiel\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Encaissement partiel ou complet<\/a>\n      <a href=\"\/fonctionnalites\/encaissements-multiples\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Encaissements multiples<\/a>\n      <a href=\"\/fonctionnalites\/encaissement-protection\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Encaissement - Protection<\/a>\n      <a href=\"\/fonctionnalites\/encaissement-planifie\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Encaissement planifi\u00e9<\/a>\n      <a href=\"\/fonctionnalites\/integration-pms-erp\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Int\u00e9gration PMS \/ ERP<\/a>\n      <a href=\"\/fonctionnalites\/integration-api\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Int\u00e9gration par API<\/a>\n      <a href=\"\/fonctionnalites\/integration-api-partenaire\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">API Partenaire<\/a>\n      <a href=\"\/fonctionnalites\/roles-multicomptes\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">R\u00f4les et multicomptes<\/a>\n      <a href=\"\/fonctionnalites\/securite-hds\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">S\u00e9curit\u00e9 & Conformit\u00e9 HDS<\/a>\n    <\/div>\n    <div class=\"swik-subnav-fadeR\" id=\"swikFadeR\"><\/div>\n    <button class=\"swik-scroll-arrow\" id=\"swikArrow\" aria-label=\"Faire d\u00e9filer vers la droite\">\n      <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n           stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <polyline points=\"9 18 15 12 9 6\"\/>\n      <\/svg>\n    <\/button>\n  <\/div>\n<\/div>\n\n<script>\n(function(){\n  function activate(){\n    var sc = document.getElementById('swikSubnavScroll');\n    if(!sc) return;\n    function norm(u){\n      try { u = new URL(u, location.origin).pathname; } catch(e){}\n      return u.replace(\/\\\/+$\/, '');\n    }\n    var here = norm(location.href);\n    var links = sc.querySelectorAll('a');\n    var matched = false;\n    links.forEach(function(a){\n      var href = norm(a.href);\n      if(!matched && href && here === href){\n        a.classList.add('is-active');\n        a.scrollIntoView({inline: 'center', block: 'nearest'});\n        matched = true;\n      }\n    });\n  }\n\n  function initArrow(){\n    var sc = document.getElementById('swikSubnavScroll');\n    var arrow = document.getElementById('swikArrow');\n    var fade = document.getElementById('swikFadeR');\n    if(!sc || !arrow) return;\n    function update(){\n      var atEnd = sc.scrollLeft >= (sc.scrollWidth - sc.clientWidth - 5);\n      var noScroll = sc.scrollWidth <= sc.clientWidth + 5;\n      var hide = atEnd || noScroll;\n      arrow.classList.toggle('hidden', hide);\n      if(fade) fade.classList.toggle('hidden', hide);\n    }\n    arrow.addEventListener('click', function(){\n      sc.scrollBy({left: sc.clientWidth * 0.7, behavior: 'smooth'});\n    });\n    sc.addEventListener('scroll', update, {passive:true});\n    window.addEventListener('resize', update);\n    update();\n  }\n\n  function init(){ activate(); initArrow(); }\n\n  if(document.readyState === 'loading') document.addEventListener('DOMContentLoaded', init);\n  else init();\n})();\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-627a79d5 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"627a79d5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-12d31cbf\" data-id=\"12d31cbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b36e479 elementor-widget elementor-widget-html\" data-id=\"7b36e479\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:inline-flex;align-items:center;gap:10px;padding:7px 14px;background:#D5EBF7;color:#1F87B8;border-radius:999px;font-size:13px;font-weight:600;font-family:Lato,sans-serif;margin-bottom:8px;\">Encaissement<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6387b929 elementor-widget elementor-widget-heading\" data-id=\"6387b929\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Vous choisissez <span style=\"color:#2BA3D9;background:linear-gradient(transparent 70%,#D5EBF7 70%);padding:0 4px;border-radius:6px\">votre niveau de protection.<\/span><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499bdfeb elementor-widget elementor-widget-text-editor\" data-id=\"499bdfeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div style=\"color:#4A5A6E;font-size:17px;line-height:1.55;font-family:Lato,sans-serif;\">Swikly propose plusieurs niveaux de service : jusqu&rsquo;\u00e0 la garantie totale de l&rsquo;encaissement pour rembourser les d\u00e9gradations.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d88587b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d88587b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fb9f4f4\" data-id=\"fb9f4f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35005679 elementor-align-left elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"35005679\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.swikly.com\/bienvenue\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00e9marrer gratuitement<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-60a4ee89\" data-id=\"60a4ee89\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41aa7461 elementor-align-left elementor-widget__width-initial elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"41aa7461\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swikly.com\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Prendre rendez-vous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e083d7a elementor-widget elementor-widget-html\" data-id=\"6e083d7a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:flex;gap:14px;align-items:center;font:13px Lato;color:#7A8A9C;margin-top:12px;flex-wrap:wrap;\"><span style=\"color:#F5B100;letter-spacing:2px;\">\u2605\u2605\u2605\u2605\u2605<\/span><span><strong style=\"color:#1B2A3A;\">4,7\/5<\/strong> sur 8 848 avis \u00b7 <strong style=\"color:#1B2A3A;\">+ 18 000 clients<\/strong><\/span><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-26072355\" data-id=\"26072355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dc6ca07 e-transform elementor-widget elementor-widget-html\" data-id=\"5dc6ca07\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.8,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n  @keyframes swik-floaty { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-10px)} }\n<\/style>\n<div style=\"position:relative;padding:60px 44px;max-width:520px;margin:0 auto;font-family:Lato,sans-serif;\">\n  <div style=\"position:absolute;inset:0;background:#D5EBF7;border-radius:60% 40% 55% 45% \/ 50% 60% 40% 50%;\"><\/div>\n \n  <div style=\"position:relative;background:#fff;border-radius:20px;overflow:hidden;z-index:2;box-shadow:0 30px 60px -25px rgba(27,42,58,.15);\">\n    <div style=\"background:#2BA3D9;padding:14px 18px;display:flex;gap:8px;align-items:center;\"><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"margin-left:8px;color:#fff;font-weight:700;font-size:11px;letter-spacing:.1em;\">SWIKLY<\/span><\/div>\n    <div style=\"padding:20px;\">\n      <div style=\"font-size:11px;font-weight:700;color:#7A8A9C;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px;\">Niveau de protection<\/div>\n \n      <!-- barre de niveaux -->\n      <div style=\"display:flex;gap:6px;margin-bottom:8px;\">\n        <div style=\"flex:1;height:8px;border-radius:4px;background:#2BA3D9;\"><\/div>\n        <div style=\"flex:1;height:8px;border-radius:4px;background:#2BA3D9;\"><\/div>\n        <div style=\"flex:1;height:8px;border-radius:4px;background:#D5EBF7;\"><\/div>\n      <\/div>\n      <div style=\"display:flex;justify-content:space-between;font-size:10.5px;font-weight:600;color:#7A8A9C;margin-bottom:18px;\">\n        <span>Empreinte<\/span><span style=\"color:#2BA3D9;\">Renforc\u00e9<\/span><span>Premium<\/span>\n      <\/div>\n \n      <!-- niveau s\u00e9lectionn\u00e9 mis en avant -->\n      <div style=\"background:#F0F8FC;border:1.5px solid #2BA3D9;border-radius:12px;padding:14px;display:flex;align-items:center;gap:12px;\">\n        <div style=\"width:40px;height:40px;border-radius:11px;background:#D5EBF7;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2BA3D9\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:13.5px;font-weight:700;color:#1B2A3A;\">Protection renforc\u00e9e<\/div>\n          <div style=\"font-size:11.5px;color:#7A8A9C;margin-top:2px;\">Adapt\u00e9e \u00e0 votre niveau de risque<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n \n  <!-- carte flottante : vous choisissez -->\n  <div style=\"position:absolute;top:36px;right:6px;z-index:3;background:#fff;border-radius:14px;padding:10px 14px;box-shadow:0 16px 30px -12px rgba(27,42,58,.22);display:flex;align-items:center;gap:8px;animation:swik-floaty 5s ease-in-out infinite;\">\n    <div style=\"width:28px;height:28px;border-radius:8px;background:#2BA3D9;display:flex;align-items:center;justify-content:center;\">\n      <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#fff\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"4\" y1=\"21\" x2=\"4\" y2=\"14\"\/><line x1=\"4\" y1=\"10\" x2=\"4\" y2=\"3\"\/><line x1=\"12\" y1=\"21\" x2=\"12\" y2=\"12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"3\"\/><line x1=\"20\" y1=\"21\" x2=\"20\" y2=\"16\"\/><line x1=\"20\" y1=\"12\" x2=\"20\" y2=\"3\"\/><line x1=\"1\" y1=\"14\" x2=\"7\" y2=\"14\"\/><line x1=\"9\" y1=\"8\" x2=\"15\" y2=\"8\"\/><line x1=\"17\" y1=\"16\" x2=\"23\" y2=\"16\"\/><\/svg>\n    <\/div>\n    <span style=\"font-size:12px;font-weight:700;color:#1B2A3A;\">Vous choisissez<\/span>\n  <\/div>\n \n  <!-- carte flottante : ajustable -->\n  <div style=\"position:absolute;bottom:44px;left:4px;z-index:3;background:#fff;border-radius:14px;padding:10px 14px;box-shadow:0 16px 30px -12px rgba(27,42,58,.22);display:flex;align-items:center;gap:8px;animation:swik-floaty 6s ease-in-out infinite;animation-delay:.6s;\">\n    <div style=\"width:28px;height:28px;border-radius:50%;background:#DFF4EA;display:flex;align-items:center;justify-content:center;\">\n      <svg width=\"15\" height=\"15\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#5FCBA0\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"23 4 23 10 17 10\"\/><path d=\"M20.49 15a9 9 0 1 1-2.12-9.36L23 10\"\/><\/svg>\n    <\/div>\n    <span style=\"font-size:12px;font-weight:700;color:#1B2A3A;\">Ajustable \u00e0 tout moment<\/span>\n  <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f423439 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f423439\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7f535c73\" data-id=\"7f535c73\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ecc7d46 e-transform elementor-widget elementor-widget-html\" data-id=\"3ecc7d46\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.8,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"position:relative;padding:60px 44px;max-width:520px;margin:0 auto;font-family:Lato,sans-serif;\">\n  <div style=\"position:absolute;inset:0;background:#D5EBF7;border-radius:50% 60% 45% 55% \/ 55% 45% 60% 50%;\"><\/div>\n \n  <!-- cas 1 : faible risque -->\n  <div style=\"position:relative;z-index:2;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 18px 40px -22px rgba(27,42,58,.18);margin-bottom:12px;\">\n    <div style=\"padding:14px 16px;display:flex;align-items:center;gap:10px;\">\n      <div style=\"width:32px;height:32px;border-radius:9px;background:#DFF4EA;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#5FCBA0\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg>\n      <\/div>\n      <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Cours collectif<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Risque faible<\/div><\/div>\n      <span style=\"font-weight:700;color:#1B2A3A;font-size:14px;\">20 \u20ac<\/span>\n    <\/div>\n  <\/div>\n \n  <!-- cas 2 : risque \u00e9lev\u00e9 -->\n  <div style=\"position:relative;z-index:2;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 18px 40px -22px rgba(27,42,58,.18);margin-bottom:14px;\">\n    <div style=\"padding:14px 16px;display:flex;align-items:center;gap:10px;\">\n      <div style=\"width:32px;height:32px;border-radius:9px;background:#FFE8D6;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n        <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#FF9F5A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><\/svg>\n      <\/div>\n      <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Villa haut de gamme<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Risque \u00e9lev\u00e9<\/div><\/div>\n      <span style=\"font-weight:700;color:#1B2A3A;font-size:14px;\">5 000 \u20ac<\/span>\n    <\/div>\n  <\/div>\n \n  <!-- m\u00eame protection forc\u00e9e -->\n  <div style=\"position:relative;z-index:2;background:#FFF1F1;border:1.5px solid #F4C9C9;border-radius:14px;padding:13px;display:flex;align-items:center;gap:10px;\">\n    <svg width=\"18\" height=\"18\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#E95757\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex-shrink:0;\"><path d=\"M10.29 3.86 1.82 18a2 2 0 0 0 1.71 3h16.94a2 2 0 0 0 1.71-3L13.71 3.86a2 2 0 0 0-3.42 0z\"\/><line x1=\"12\" y1=\"9\" x2=\"12\" y2=\"13\"\/><line x1=\"12\" y1=\"17\" x2=\"12.01\" y2=\"17\"\/><\/svg>\n    <span style=\"font-size:12.5px;font-weight:700;color:#B23B3B;\">Une protection unique, mal calibr\u00e9e<\/span>\n  <\/div>\n \n  <!-- \u00e9tiquette -->\n  <div style=\"position:absolute;top:30px;right:10px;z-index:3;background:#fff;border-radius:12px;padding:8px 12px;box-shadow:0 14px 26px -12px rgba(27,42,58,.22);display:flex;align-items:center;gap:7px;\">\n    <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#FF9F5A\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"12\" y1=\"20\" x2=\"12\" y2=\"10\"\/><line x1=\"18\" y1=\"20\" x2=\"18\" y2=\"4\"\/><line x1=\"6\" y1=\"20\" x2=\"6\" y2=\"16\"\/><\/svg>\n    <span style=\"font-size:11.5px;font-weight:700;color:#1B2A3A;\">Risques diff\u00e9rents<\/span>\n  <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-47f97dfd\" data-id=\"47f97dfd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3eeec2d8 elementor-widget elementor-widget-html\" data-id=\"3eeec2d8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:inline-flex;align-items:center;gap:12px;padding:6px 14px;background:#D5EBF7;color:#1F87B8;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;font-family:Lato,sans-serif;\"><span style=\"display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;background:#2BA3D9;color:#fff;border-radius:50%;font-size:11px;\">1<\/span>Le probl\u00e8me<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53da05f4 elementor-widget elementor-widget-heading\" data-id=\"53da05f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tous les cas d'usage n'ont pas le m\u00eame niveau de risque.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f51bc6 elementor-widget elementor-widget-text-editor\" data-id=\"5f51bc6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div style=\"color:#4A5A6E;font-size:17px;line-height:1.7;font-family:Lato,sans-serif;\">Une caution no-show pour un cours de yoga \u00e0 20 \u20ac ne justifie pas le m\u00eame niveau de couverture qu&rsquo;une caution sur une villa lou\u00e9e 5000 \u20ac la semaine.<br><br>Swikly vous laisse choisir ce qui correspond exactement \u00e0 votre situation.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16b2b0e2 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16b2b0e2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a774719\" data-id=\"4a774719\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-144797e2 elementor-widget elementor-widget-html\" data-id=\"144797e2\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:inline-flex;align-items:center;gap:12px;padding:6px 14px;background:#D5EBF7;color:#1F87B8;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;font-family:Lato,sans-serif;\"><span style=\"display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;background:#2BA3D9;color:#fff;border-radius:50%;font-size:11px;\">2<\/span>La solution<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3390f02a elementor-widget elementor-widget-heading\" data-id=\"3390f02a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le niveau de garantie adapt\u00e9 \u00e0 votre activit\u00e9.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-410aeff0 elementor-widget elementor-widget-text-editor\" data-id=\"410aeff0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div style=\"color:#4A5A6E;font-size:17px;line-height:1.7;font-family:Lato,sans-serif;\">Selon votre activit\u00e9 et le niveau de protection dont vous avez besoin, Swikly vous permet d&rsquo;<strong style=\"color:#1B2A3A;\">ajuster votre niveau de garantie \u00e0 tout moment<\/strong>. Nos conseillers analysent votre situation pour vous accompagner.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-754c2a0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"754c2a0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3cb6464\" data-id=\"3cb6464\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f641d49 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"3f641d49\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-feather\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M467.14 44.84c-62.55-62.48-161.67-64.78-252.28 25.73-78.61 78.52-60.98 60.92-85.75 85.66-60.46 60.39-70.39 150.83-63.64 211.17l178.44-178.25c6.26-6.25 16.4-6.25 22.65 0s6.25 16.38 0 22.63L7.04 471.03c-9.38 9.37-9.38 24.57 0 33.94 9.38 9.37 24.6 9.37 33.98 0l66.1-66.03C159.42 454.65 279 457.11 353.95 384h-98.19l147.57-49.14c49.99-49.93 36.38-36.18 46.31-46.86h-97.78l131.54-43.8c45.44-74.46 34.31-148.84-16.26-199.36z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tEmpreinte simple\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUne solution l\u00e9g\u00e8re et fluide pour vos clients, id\u00e9ale pour les usages du quotidien.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2f1c71f4\" data-id=\"2f1c71f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17e1b112 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"17e1b112\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-shield-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M466.5 83.7l-192-80a48.15 48.15 0 0 0-36.9 0l-192 80C27.7 91.1 16 108.6 16 128c0 198.5 114.5 335.7 221.5 380.3 11.8 4.9 25.1 4.9 36.9 0C360.1 472.6 496 349.3 496 128c0-19.4-11.7-36.9-29.5-44.3zM256.1 446.3l-.1-381 175.9 73.3c-3.3 151.4-82.1 261.1-175.8 307.7z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGaranties renforc\u00e9es\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPr\u00e9-autorisation ou offre Premium pour les secteurs \u00e0 risque \u00e9lev\u00e9.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f9958a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f9958a9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-20fb48a3\" data-id=\"20fb48a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-226fda94 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"226fda94\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user-tie\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm95.8 32.6L272 480l-32-136 32-56h-96l32 56-32 136-47.8-191.4C56.9 292 0 350.3 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-72.1-56.9-130.4-128.2-133.8z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAccompagnement conseil\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNos conseillers analysent votre situation et recommandent la solution la mieux adapt\u00e9e.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-19a54df9\" data-id=\"19a54df9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61b54ed1 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"61b54ed1\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-brain\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M208 0c-29.9 0-54.7 20.5-61.8 48.2-.8 0-1.4-.2-2.2-.2-35.3 0-64 28.7-64 64 0 4.8.6 9.5 1.7 14C52.5 138 32 166.6 32 200c0 12.6 3.2 24.3 8.3 34.9C16.3 248.7 0 274.3 0 304c0 33.3 20.4 61.9 49.4 73.9-.9 4.6-1.4 9.3-1.4 14.1 0 39.8 32.2 72 72 72 4.1 0 8.1-.5 12-1.2 9.6 28.5 36.2 49.2 68 49.2 39.8 0 72-32.2 72-72V64c0-35.3-28.7-64-64-64zm368 304c0-29.7-16.3-55.3-40.3-69.1 5.2-10.6 8.3-22.3 8.3-34.9 0-33.4-20.5-62-49.7-74 1-4.5 1.7-9.2 1.7-14 0-35.3-28.7-64-64-64-.8 0-1.5.2-2.2.2C422.7 20.5 397.9 0 368 0c-35.3 0-64 28.6-64 64v376c0 39.8 32.2 72 72 72 31.8 0 58.4-20.7 68-49.2 3.9.7 7.9 1.2 12 1.2 39.8 0 72-32.2 72-72 0-4.8-.5-9.5-1.4-14.1 29-12 49.4-40.6 49.4-73.9z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSmart Capture\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAllez plus loin et profitez d'encaissements toujours mieux s\u00e9curis\u00e9s.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7bea282a\" data-id=\"7bea282a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70bb52ba e-transform elementor-widget elementor-widget-html\" data-id=\"70bb52ba\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.8,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"position:relative;padding:60px 44px;max-width:520px;margin:0 auto;font-family:Lato,sans-serif;\">\n  <div style=\"position:absolute;inset:0;background:#fff;border-radius:50% 60% 45% 55% \/ 55% 45% 60% 50%;\"><\/div>\n \n  <div style=\"position:relative;z-index:2;background:#fff;border-radius:20px;overflow:hidden;box-shadow:0 30px 60px -25px rgba(27,42,58,.15);\">\n    <div style=\"background:#2BA3D9;padding:14px 18px;display:flex;gap:8px;align-items:center;\"><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"margin-left:8px;color:#fff;font-weight:700;font-size:11px;letter-spacing:.1em;\">SWIKLY<\/span><\/div>\n    <div style=\"padding:20px;\">\n      <div style=\"display:flex;align-items:center;gap:8px;margin-bottom:14px;\">\n        <span style=\"padding:4px 12px;background:#D5EBF7;color:#1F87B8;font-size:11px;font-weight:700;border-radius:999px;\">Du plus l\u00e9ger au plus couvrant<\/span>\n      <\/div>\n \n      <!-- niveau 1 : empreinte -->\n      <div style=\"display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid #E6EEF5;border-radius:12px;margin-bottom:8px;\">\n        <div style=\"width:34px;height:34px;border-radius:9px;background:#D5EBF7;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2BA3D9\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M2 12h2a8 8 0 0 1 16 0h2\"\/><path d=\"M6 12a6 6 0 0 1 12 0\"\/><path d=\"M10 12a2 2 0 0 1 4 0\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Empreinte<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Fluide, pour le quotidien<\/div><\/div>\n      <\/div>\n \n      <!-- niveau 2 : renforc\u00e9 -->\n      <div style=\"display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid #E6EEF5;border-radius:12px;margin-bottom:8px;\">\n        <div style=\"width:34px;height:34px;border-radius:9px;background:#E8E2FF;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#8E7CFF\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Renforc\u00e9<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Pr\u00e9-autorisation, secteurs \u00e0 risque<\/div><\/div>\n      <\/div>\n \n      <!-- niveau 3 : premium (garantie = OK ici, promesse explicite) -->\n      <div style=\"display:flex;align-items:center;gap:12px;padding:13px 14px;border:1.5px solid #5FCBA0;background:#F2FBF7;border-radius:12px;\">\n        <div style=\"width:34px;height:34px;border-radius:9px;background:#DFF4EA;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#5FCBA0\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Premium<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Garantie totale de l'encaissement<\/div><\/div>\n        <span style=\"padding:3px 9px;background:#5FCBA0;color:#fff;font-size:10px;font-weight:700;border-radius:999px;white-space:nowrap;\">Max<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1824a935 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1824a935\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e877c29\" data-id=\"4e877c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4db86ef3 elementor-widget elementor-widget-heading\" data-id=\"4db86ef3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Standard ou Premium :<br>dans tous les cas, Swikly g\u00e8re.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b8d8300 elementor-widget elementor-widget-html\" data-id=\"3b8d8300\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div style=\"background:linear-gradient(135deg,#F0F8FC 0%,#fff 100%);\n            border:1px solid #E6EEF5;border-radius:28px;\n            padding:48px;display:flex;gap:36px;align-items:center;flex-wrap:wrap;\n            max-width:980px;margin:0 auto;\n            box-shadow:0 4px 14px -6px rgba(43,163,217,.15);\n            font-family:Lato,sans-serif;\">\n  <div style=\"width:80px;height:80px;border-radius:50%;background:#2BA3D9;\n              color:#fff;display:flex;align-items:center;justify-content:center;\n              flex-shrink:0;box-shadow:0 12px 24px -8px rgba(43,163,217,.5);\">\n    <svg width=\"36\" height=\"36\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n         stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <path d=\"M21 11.5a8.38 8.38 0 0 1-.9 3.8 8.5 8.5 0 0 1-7.6 4.7 8.38 8.38 0 0 1-3.8-.9L3 21l1.9-5.7a8.38 8.38 0 0 1-.9-3.8 8.5 8.5 0 0 1 4.7-7.6 8.38 8.38 0 0 1 3.8-.9h.5a8.48 8.48 0 0 1 8 8v.5z\"\/>\n    <\/svg>\n  <\/div>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"font-size:17px;line-height:1.7;color:#4A5A6E;margin:0;\">Le niveau Standard suffit pour la grande majorit\u00e9 des cas. Le Premium s'adresse \u00e0 ceux qui veulent <strong style=\"color:#1B2A3A;\">une certitude absolue<\/strong>, sans d\u00e9pendre de la solvabilit\u00e9 du client au moment du reclaim. Dans tous les cas, Swikly g\u00e8re : vous n'avez rien \u00e0 faire.<\/p>\n    <div style=\"display:inline-flex;align-items:center;gap:8px;margin-top:20px;\n                padding:7px 14px;background:#DFF4EA;color:#1F8B5E;\n                border-radius:999px;font-size:13px;font-weight:600;\">\n      <svg width=\"14\" height=\"14\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n           stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <path d=\"M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2\"\/>\n        <circle cx=\"9\" cy=\"7\" r=\"4\"\/>\n        <path d=\"M23 21v-2a4 4 0 0 0-3-3.87\"\/>\n        <path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/>\n      <\/svg>\n      Recommand\u00e9 pour : tous secteurs\n    <\/div>\n  <\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b1a81d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b1a81d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e12bbfb\" data-id=\"e12bbfb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46e836f elementor-widget elementor-widget-html\" data-id=\"46e836f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- ===== FAQ Swikly \u00b7 Encaissement - Protection (accord\u00e9on moderne + JSON-LD GEO) ===== -->\n<div class=\"swik-faq\">\n  <div class=\"swik-faq__head\">\n    <span class=\"swik-faq__eyebrow\">FAQ<\/span>\n    <h2 class=\"swik-faq__title\">Vous vous posez la question&nbsp;?<\/h2>\n  <\/div>\n\n  <div class=\"swik-faq__list\">\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">Quels niveaux de protection propose Swikly&nbsp;?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>Swikly propose plusieurs niveaux de service, du plus l\u00e9ger au plus protecteur. Le niveau Standard convient \u00e0 la grande majorit\u00e9 des cas. Le niveau Premium s'adresse \u00e0 ceux qui recherchent une certitude absolue, jusqu'\u00e0 la garantie totale de l'encaissement pour rembourser les d\u00e9gradations, sous r\u00e9serve d'\u00e9ligibilit\u00e9. Vous ajustez votre niveau de protection \u00e0 tout moment, selon votre activit\u00e9.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">Quelle est la diff\u00e9rence entre le niveau Standard et le Premium&nbsp;?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>Le niveau Standard est suffisant pour la grande majorit\u00e9 des situations. Le Premium, propos\u00e9 sous r\u00e9serve d'\u00e9ligibilit\u00e9, s'adresse \u00e0 ceux qui veulent une certitude absolue, sans d\u00e9pendre de la solvabilit\u00e9 de leur client au moment de l'encaissement. Dans tous les cas, Swikly g\u00e8re pour vous&nbsp;: vous n'avez rien \u00e0 faire.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">Comment choisir le niveau de protection adapt\u00e9 \u00e0 mon activit\u00e9&nbsp;?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>Tous les cas d'usage n'ont pas le m\u00eame niveau de risque&nbsp;: une caution pour un cours de yoga ne justifie pas la m\u00eame couverture qu'une caution sur une villa lou\u00e9e \u00e0 la semaine. Si vous privil\u00e9giez une solution l\u00e9g\u00e8re et fluide au quotidien, l'empreinte simple suffit. Si vous op\u00e9rez dans un secteur \u00e0 risque \u00e9lev\u00e9, la pr\u00e9-autorisation ou l'offre Premium apportent des garanties renforc\u00e9es. Nos conseillers analysent votre situation pour vous orienter vers la solution la mieux adapt\u00e9e.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">Peut-on faire \u00e9voluer son niveau de protection dans le temps&nbsp;?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewBox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>Oui. Selon votre activit\u00e9 et le niveau de protection dont vous avez besoin, Swikly vous permet d'ajuster votre niveau de garantie \u00e0 tout moment. Vous pouvez aussi aller plus loin avec le Smart Capture pour des encaissements toujours mieux s\u00e9curis\u00e9s.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n.swik-faq{--swik-blue:#2BA3D9;--swik-blue-dark:#1F87B8;--swik-pale:#F0F8FC;--swik-line:#E6EEF5;--swik-ink:#1B2A3A;--swik-soft:#4A5A6E;max-width:840px;margin:0 auto;font-family:'Lato',sans-serif;color:var(--swik-ink);-webkit-font-smoothing:antialiased}\n.swik-faq *,.swik-faq *::before,.swik-faq *::after{box-sizing:border-box}\n.swik-faq ::selection{background:#D5EBF7;color:var(--swik-ink)}\n\n.swik-faq__head{text-align:center;margin-bottom:34px}\n.swik-faq__eyebrow{display:inline-block;font-family:'Lato',sans-serif;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--swik-blue);background:#D5EBF7;padding:6px 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Vous pouvez aussi aller plus loin avec le Smart Capture pour des encaissements toujours mieux s\u00e9curis\u00e9s.\"\n      }\n    }\n  ]\n}\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11cec6c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11cec6c3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-281840d5\" data-id=\"281840d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53f5284 elementor-widget elementor-widget-heading\" data-id=\"53f5284\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00eat(e) \u00e0 vous lancer ? <b>D\u00e9marrez gratuitement.<\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-126a81c5 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"126a81c5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6eb79583\" data-id=\"6eb79583\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d31ab28 elementor-widget elementor-widget-heading\" data-id=\"d31ab28\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pendant 30 jours et pour vos 3 premi\u00e8res demandes de caution, <b>testez gratuitement notre plateforme. <\/b><br><br>Des volumes importants ? <b>Prenez rendez-vous<\/b> avec notre \u00e9quipe commerciale pour d\u00e9finir ensemble une offre sur-mesure.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-309d9065\" data-id=\"309d9065\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e46d5c8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e46d5c8\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-credit-card\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M527.9 32H48.1C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48.1 48h479.8c26.6 0 48.1-21.5 48.1-48V80c0-26.5-21.5-48-48.1-48zM54.1 80h467.8c3.3 0 6 2.7 6 6v42H48.1V86c0-3.3 2.7-6 6-6zm467.8 352H54.1c-3.3 0-6-2.7-6-6V256h479.8v170c0 3.3-2.7 6-6 6zM192 332v40c0 6.6-5.4 12-12 12h-72c-6.6 0-12-5.4-12-12v-40c0-6.6 5.4-12 12-12h72c6.6 0 12 5.4 12 12zm192 0v40c0 6.6-5.4 12-12 12H236c-6.6 0-12-5.4-12-12v-40c0-6.6 5.4-12 12-12h136c6.6 0 12 5.4 12 12z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21e3daa3 elementor-widget elementor-widget-text-editor\" data-id=\"21e3daa3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>D\u00e9couvrez nos tarifs<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63a39125 elementor-widget elementor-widget-text-editor\" data-id=\"63a39125\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"background-color: var( --e-global-color-e3488ed );\">Avec notre&nbsp;<\/span><a href=\"https:\/\/www.swikly.com\/tarifs\/\" target=\"_blank\">tarif standard ou une offre sur-mesure<\/a><span style=\"background-color: var( --e-global-color-e3488ed );\">, Swikly a la solution pour r\u00e9pondre \u00e0 vos besoins.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7292a124\" data-id=\"7292a124\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d0db0f9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2d0db0f9\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-question-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm0 448c-110.532 0-200-89.431-200-200 0-110.495 89.472-200 200-200 110.491 0 200 89.471 200 200 0 110.53-89.431 200-200 200zm107.244-255.2c0 67.052-72.421 68.084-72.421 92.863V300c0 6.627-5.373 12-12 12h-45.647c-6.627 0-12-5.373-12-12v-8.659c0-35.745 27.1-50.034 47.579-61.516 17.561-9.845 28.324-16.541 28.324-29.579 0-17.246-21.999-28.693-39.784-28.693-23.189 0-33.894 10.977-48.942 29.969-4.057 5.12-11.46 6.071-16.666 2.124l-27.824-21.098c-5.107-3.872-6.251-11.066-2.644-16.363C184.846 131.491 214.94 112 261.794 112c49.071 0 101.45 38.304 101.45 88.8zM298 368c0 23.159-18.841 42-42 42s-42-18.841-42-42 18.841-42 42-42 42 18.841 42 42z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3224b766 elementor-widget elementor-widget-text-editor\" data-id=\"3224b766\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Consultez nos FAQ<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-547c0123 elementor-widget elementor-widget-text-editor\" data-id=\"547c0123\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tDes questions ? Vous pouvez\u00a0<\/span><a href=\"https:\/\/swikly.freshdesk.com\/fr\/support\/home\" target=\"_blank\" rel=\"noopener\">consulter nos FAQ<\/a><span style=\"background-color: var( --e-global-color-e3488ed );\">\u00a0et devenir incollable sur notre service !<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a03e4aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a03e4aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-169a3c6b\" data-id=\"169a3c6b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19a53181 elementor-align-right elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"19a53181\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.swikly.com\/bienvenue\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00e9marrer gratuitement<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-94e14b8\" data-id=\"94e14b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec01089 elementor-align-left elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"ec01089\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.swikly.com\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Prendre rendez-vous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Toutes les fonctionnalit\u00e9s Caution param\u00e9trable Lien de d\u00e9p\u00f4t s\u00e9curis\u00e9 Permalien pr\u00e9configur\u00e9 Caution + Paiement Frais \u00e0 la charge du client Traduction automatique En ligne ou en pr\u00e9sentiel Relances automatiques Marque personnalis\u00e9e \u00c9tat des lieux digitalis\u00e9 Encaissement partiel ou complet Encaissements multiples Encaissement &#8211; Protection Encaissement planifi\u00e9 Int\u00e9gration PMS \/ ERP Int\u00e9gration par API API Partenaire [&hellip;]<\/p>\n","protected":false},"author":990018,"featured_media":12575,"parent":14549,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","_mo_disable_npp":"","footnotes":""},"folder":[386],"class_list":["post-15365","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Niveaux de protection de l&#039;encaissement \u00b7 Swikly<\/title>\n<meta name=\"description\" content=\"Choisissez votre niveau de protection, de l&#039;empreinte simple \u00e0 la garantie totale de l&#039;encaissement. 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