{"id":14378,"date":"2026-03-03T15:49:31","date_gmt":"2026-03-03T14:49:31","guid":{"rendered":"https:\/\/www.swikly.com\/?p=14378"},"modified":"2026-03-03T15:53:34","modified_gmt":"2026-03-03T14:53:34","slug":"empreinte-vs-preautorisation-bancaire-le-comparatif-pour-les-loueurs-de-vehicules","status":"publish","type":"post","link":"https:\/\/www.swikly.com\/en\/vehicle-rental\/2026\/03\/empreinte-vs-preautorisation-bancaire-le-comparatif-pour-les-loueurs-de-vehicules\/","title":{"rendered":"Fingerprint VS bank pre-authorisation: the comparison for vehicle hire companies"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"14378\" class=\"elementor elementor-14378\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-507a76da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"507a76da\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ac946ac\" data-id=\"ac946ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-335979a elementor-widget elementor-widget-image\" data-id=\"335979a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"448\" src=\"https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-1024x574.jpg\" class=\"attachment-large size-large wp-image-14381\" alt=\"footprint vs pre-autaurisation because rental\" srcset=\"https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-1024x574.jpg 1024w, https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-300x168.jpg 300w, https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-768x431.jpg 768w, https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-1536x862.jpg 1536w, https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-2048x1149.jpg 2048w, https:\/\/swiklywpstorage.blob.core.windows.net\/wp-media\/2026\/03\/empreinte-vs-preautaurisation-car-rental-18x10.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-545531d elementor-widget elementor-widget-text-editor\" data-id=\"545531d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">You know better than anyone: the deposit is no longer just an administrative detail. It's the most sensitive part of the customer experience: the part where we talk about money, bank limits, deductibles and risk. In short, it has become a strategic issue and a security lever for car hire companies.<\/span><\/p>\n<p><!-- notionvc: 62353643-1ef6-4c74-8a39-44c518605fa2 --><\/p>\n<p>Between\u00a0<strong>bank imprint<\/strong>\u00a0and\u00a0<strong>30-day bank pre-authorisation<\/strong>What solution should you choose for effective security\u00a0<strong>car hire deposit<\/strong>\u00a0?<\/p>\n<p>Swikly provides an in-depth look at both technologies\u00a0<a style=\"font-family: Lato, sans-serif; font-size: 1em; font-weight: 400; background-color: #ffffff;\" href=\"https:\/\/www.swikly.com\/en\/other\/2025\/10\/empreinte-bancaire-ou-preautorisation-quelle-solution-choisir-pour-vos-cautions-en-ligne\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">in its dedicated article.\u00a0<\/a><!-- notionvc: 4f2e566f-4945-42bf-9192-70207c146b50 --><\/p>\n<p>Here is an analysis focusing exclusively on vehicle leasing, to identify the solution best suited to the realities on the ground.<!-- notionvc: 4bc6e1ca-4329-4689-bbf8-6e4b7f55a058 --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10317e8 elementor-widget elementor-widget-heading\" data-id=\"10317e8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why is the deposit a strategic issue in vehicle leasing?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7da5750 elementor-widget elementor-widget-text-editor\" data-id=\"7da5750\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">In car leasing, the level of risk is <b>structurally higher<\/b> than in other sectors for a number of reasons:<\/span><\/p>\n<ul>\n<li>High unit value vehicles<\/li>\n<li>Frequent damage (bodywork, wheels, interior)<\/li>\n<li>Large insurance excesses<\/li>\n<li>Delays, additional costs<\/li>\n<li>Fuel missing on return of vehicle<\/li>\n<\/ul>\n<p><br \/>There are many complex situations and the amounts involved can quickly escalate. It is in this context that the guarantor must fulfil two main roles:<\/p>\n<ol>\n<li>Guaranteeing <strong>availability of funds<\/strong> in the event of a claim<\/li>\n<li>Create a <strong>seamless customer experience<\/strong> from vehicle withdrawal to vehicle take-back<\/li>\n<\/ol>\n<p><br \/>The choice between <strong>bank imprint<\/strong> and <strong>pre-authorisation<\/strong> <strong>bank<\/strong> will have a direct impact on these two dimensions. So how do you choose?<\/p>\n<p><!-- notionvc: 8eef1afd-0932-4fe0-b3ad-03cfa9ac61b4 --><\/p>\n<p><!-- notionvc: b7a39f8d-8a35-4de4-8979-886e6aec83ba --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ce305c elementor-widget elementor-widget-heading\" data-id=\"5ce305c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The bank imprint: the gentlest solution for the customer<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b3022d elementor-widget elementor-widget-text-editor\" data-id=\"9b3022d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">L'<\/span><strong style=\"font-size: 1em;\">bank imprint,<\/strong><span style=\"font-size: 1em;\"> This is the solution that consists of checking the validity of a card without blocking the amount on your customer's account.<\/span><\/p>\n<p>How does it work? Your customer receives a link between their bank details and a test transaction of \u20ac0 is carried out, which will not block the money or affect their credit limit!<\/p>\n<p>This approach may be relevant in certain cases:<\/p>\n<ul>\n<li>You have contracts <b>more than 30 days<\/b><\/li>\n<li>Repeat and loyal customers<\/li>\n<li>And a low claims ratio<\/li>\n<\/ul>\n<p><!-- notionvc: 7a8f261f-2ece-4394-a236-d36292c3a675 --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1acc65 elementor-widget elementor-widget-heading\" data-id=\"b1acc65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Main limitation: partial risk protection<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30aadfa elementor-widget elementor-widget-text-editor\" data-id=\"30aadfa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">In\u00a0<\/span><strong style=\"font-size: 1em;\">car hire<\/strong><span style=\"font-size: 1em;\">the bank imprint does not block <\/span><strong style=\"font-size: 1em;\">no amount<\/strong><span style=\"font-size: 1em;\"> on the customer's card. It does not guarantee\u00a0<\/span><strong style=\"font-size: 1em;\">availability of funds<\/strong><span style=\"font-size: 1em;\">\u00a0at the time of collection.<\/span><\/p>\n<p>In concrete terms, for a\u00a0<strong>deposit on a vehicle<\/strong>means that :<\/p>\n<ul>\n<li>The bank limit can be used between picking up the vehicle and returning it to the branch.<\/li>\n<li>Funds may no longer be available in the event of damage<\/li>\n<\/ul>\n<p><br \/>For a\u00a0<strong>car rental<\/strong>Where the amount of the deposit is often high, the absence of a real lock-up can represent a major advantage.\u00a0<strong>significant financial risk<\/strong>.<\/p>\n<p><!-- notionvc: 1a7c1125-4ec0-4005-8698-5d44e72c0f25 --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-893aa52 elementor-widget elementor-widget-heading\" data-id=\"893aa52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bank pre-authorisation: making your deposits more secure <!-- notionvc: 08d9ba51-091a-4c54-991e-69cff5493ca6 --><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1a43a8 elementor-widget elementor-widget-text-editor\" data-id=\"f1a43a8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">The\u00a0<\/span><strong style=\"font-size: 1em;\">bank pre-authorisation<\/strong><span style=\"font-size: 1em;\"> \u00a0allows you to block a specific amount on the customer's card, without immediate debit. When it comes to vehicle hire, this is often the most secure solution.<\/span><\/p>\n<p>Why is pre-authorisation suitable for short-term rentals?<\/p>\n<ul>\n<li>Funds are reserved<\/li>\n<li>The risk of non-payment is greatly reduced<\/li>\n<li>Simplified collection in the event of damage<\/li>\n<li>Secure management of franchises<\/li>\n<\/ul>\n<p><br \/>The duration of a bank pre-authorisation in most branches is 14 days. <strong>days, but at Swikly it can be extended to 30 days.<\/strong> which is perfectly suited to medium-term rentals, which account for the majority of agency contracts.<\/p>\n<p><!-- notionvc: 83fe33c3-4ad7-4ca9-aebd-06e0977c183e --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-508e5de elementor-widget elementor-widget-heading\" data-id=\"508e5de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 36.48px\">Why is the 30-day pre-authorisation the queen of car hire? <\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08fb743 elementor-widget elementor-widget-text-editor\" data-id=\"08fb743\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">In the\u00a0<\/span><strong style=\"font-size: 1em;\">car hire<\/strong><span style=\"font-size: 1em;\">We've seen a lot of situations come and go, with one recurring observation: the claims rate is higher than in the other sectors we cover.<\/span><\/p>\n<p>This is why the\u00a0<strong>30-day bank pre-authorisation<\/strong>\u00a0remains the preferred solution for professionals in the trade.<\/p>\n<p>Why would she do that? She doesn't just check a map. She\u00a0<strong>really blocks the amount of the deposit<\/strong>This guarantees that funds will be available in the event of damage, excesses or additional costs. Whether it's a question of damage to the vehicle, delays or additional costs, we can help.\u00a0<strong>a full tank of fuel not filled on return.<\/strong><\/p>\n<p>Result:<\/p>\n<ul>\n<li>Concrete security for sureties<\/li>\n<li>Protecting your cash flow<\/li>\n<li>Reduce uncertainty, reminders and stress<\/li>\n<\/ul>\n<p>In a sector where risk management impacts the profitability of establishments, the <strong>30-day bank pre-authorisation <\/strong>is a <strong>a real guarantee of security<\/strong> for your business.<\/p>\n<p><!-- notionvc: c452a70e-6231-455d-b44d-2e587c7e36c8 --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-340dc7b elementor-widget elementor-widget-heading\" data-id=\"340dc7b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-size: 36.48px\">Our expert opinion on guarantees <\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07e2b45 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"07e2b45\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 1em;\">At a time when the claims rate for car hire can be high, it's vital to think of your solution as a strategic lever.<\/span><\/p>\n<p>As an expert in the field for 10 years, we recommend the 30-day bank pre-authorisation, which will cover your business against all the risks associated with missed fill-ups, damage to vehicles and other damage.<\/p>\n<p>A bank imprint is recommended for long-term leases or if you have a low claims ratio.<\/p>\n<p><strong>Would you like to set it up in your agency? Swikly can help:<\/strong><\/p>\n<p><a style=\"font-family: Lato, sans-serif; font-size: 1em; font-weight: 400; background-color: #ffffff;\" href=\"https:\/\/www.swikly.com\/en\/contact\/\" target=\"_blank\" rel=\"noopener\">Book a meeting<\/a>\u00a0with our team to deploy a bonding strategy that is truly secure and tailored to your business.<\/p>\n<p><!-- notionvc: 502010bc-75b8-4874-99a2-e4a2152dcf0b --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>A number of banking technologies now make it possible to secure a deposit. For car hire companies, the choice between a bank imprint and a bank pre-authorisation can make a real difference to your profitability. So how do you choose, depending on the duration of your contracts and your claims ratio?<\/p>","protected":false},"author":1,"featured_media":14381,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_mo_disable_npp":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[100],"tags":[345,149,373],"class_list":["post-14378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-location-de-vehicules","tag-car-rental","tag-empreinte-de-carte-bancaire","tag-preautorisation-bancaire"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empreinte VS pr\u00e9autorisation bancaire : le comparatif pour les loueurs de v\u00e9hicules<\/title>\n<meta name=\"description\" content=\"Empreinte ou pr\u00e9autorisation bancaire : quelle solution pour s\u00e9curiser vos cautions dans la location de v\u00e9hicules ? 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