{"id":116,"date":"2026-07-30T12:00:00","date_gmt":"2026-07-30T12:00:00","guid":{"rendered":"https:\/\/swikly.com\/?page_id=116"},"modified":"2026-10-22T15:29:32","modified_gmt":"2026-10-22T13:29:32","slug":"swikly-cest-quoi","status":"publish","type":"page","link":"https:\/\/www.swikly.com\/es\/faq\/pro\/decouvrir-swikly\/swikly-cest-quoi\/","title":{"rendered":"\u00bfQu\u00e9 es Swikly?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"116\" class=\"elementor elementor-116\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ku4ee7g elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ku4ee7g\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element 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elementor-element-a8rperi elementor-widget elementor-widget-html\" data-id=\"a8rperi\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- ===== FAQ Swikly \u00b7 FAQ Professionnel > D\u00e9couvrir Swikly > Swikly, c'est quoi ? ===== -->\n<nav class=\"swik-crumb\" aria-label=\"Fil d\u2019Ariane\">\n  <a href=\"\/faq\/\">Accueil<\/a>\n  <span class=\"swik-crumb__sep\">\/<\/span>\n  <a href=\"\/faq\/pro\/\">FAQ Professionnel<\/a>\n  <span class=\"swik-crumb__sep\">\/<\/span>\n  <a href=\"\/faq\/pro\/decouvrir-swikly\/\">D\u00e9couvrir Swikly<\/a>\n<\/nav>\n<div class=\"swik-article\">\n  <h1 class=\"swik-article__title\">Swikly, c'est quoi ?<\/h1>\n  <div class=\"swik-article__body\">\n<p>Swikly est le sp\u00e9cialiste des cautions en ligne. Avec Swikly, prot\u00e9gez vos locations, simplifiez vos r\u00e9servations, en toute confiance.<\/p>\n<p>Swikly vous permet de prot\u00e9ger vos locations et de s\u00e9curiser vos r\u00e9servations gr\u00e2ce \u00e0 une demande de caution, en ligne.<\/p>\n<p>Swikly s\u2019adresse aux professionnels de la location saisonni\u00e8re courte et moyenne dur\u00e9e, aux loueurs de v\u00e9hicules mais aussi aux loueurs de mat\u00e9riel et tout autre bien en location. Avec Swikly, vous pouvez prot\u00e9ger un bien lou\u00e9, comme un appartement, un v\u00e9hicule ou du mat\u00e9riel, sans les contraintes des ch\u00e8ques, de l\u2019argent liquide, des virements ou des empreintes de carte bancaire sur TPE.<\/p>\n<p>Pour \u00e9viter toutes ces contraintes, Swikly a invent\u00e9 le swik&nbsp;: un swik est une transaction bancaire particuli\u00e8re qui garantit et s\u00e9curise une location ou une r\u00e9servation \u00e0 l\u2019aide d\u2019une caution en ligne.<\/p>\n<p>Le \u00ab&nbsp;swik caution&nbsp;\u00bb vous permet de prot\u00e9ger un bien en envoyant une demande de caution (sans d\u00e9bit, ni blocage des fonds sur les cartes bancaires de vos clients).<\/p>\n<p>Le \u00ab&nbsp;swik r\u00e9servation&nbsp;\u00bb vous permet d\u2019\u00e9viter les no-show et de garantir la pr\u00e9sence de vos clients sans les faire payer \u00e0 l\u2019avance, en envoyant une demande d\u2019acompte (sans d\u00e9bit, ni blocage des fonds sur les cartes bancaires de vos clients).<\/p>\n<p><strong>Comment \u00e7a marche&nbsp;?<\/strong><\/p>\n<p>Un swik est cr\u00e9\u00e9 \u00e0 partir d\u2019une empreinte de carte bancaire qui doit \u00eatre saisie par votre client sur un formulaire s\u00e9curis\u00e9. Ce dernier lui est envoy\u00e9 par mail et\/ou par sms quelques jours avant le d\u00e9but de la location. Il peut aussi \u00eatre mis \u00e0 disposition lors de l\u2019accueil en agence ou lors du check-in. Les demandes de caution peuvent \u00eatre automatis\u00e9es tr\u00e8s facilement gr\u00e2ce \u00e0 nos int\u00e9grations (disponibles onglet \u00ab&nbsp;Partenaires&nbsp;\u00bb de votre compte Swikly), nos API et d\u2019autres outils faciles \u00e0 prendre en main&nbsp;!<\/p>\n<p>Cerise sur le g\u00e2teau, un swik peut \u00eatre s\u00e9curis\u00e9 en ligne pour quelques heures ou pour plusieurs mois&nbsp;! Les montants s\u00e9curis\u00e9s ne sont ni bloqu\u00e9s ni d\u00e9bit\u00e9s (il n\u2019y a pas de pr\u00e9-autorisation). Le plafond des cartes bancaires utilis\u00e9es n\u2019est pas impact\u00e9 par la s\u00e9curisation d\u2019un swik.<\/p>\n<p>En cas de d\u00e9gradation ou de no-show, vous pouvez encaisser tout ou partie de la caution et les montants sont garantis dans le cadre de notre service premium. Swikly s\u2019occupe de tout et se charge des \u00e9ventuels litiges avec vos clients finaux, il ne vous reste qu\u2019\u00e0 recevoir votre argent&nbsp;!<\/p>\n<p>Si vous n\u2019avez pas besoin d\u2019encaisser la caution, celle-ci est automatiquement lib\u00e9r\u00e9e quelques jours apr\u00e8s la prestation.<\/p>\n<p>Swikly permet \u00e9galement de demander un paiement en ligne classique et cela peut se faire en m\u00eame temps qu\u2019une s\u00e9curisation de caution. C\u2019est tr\u00e8s pratique pour \u00e9viter de demander plusieurs fois la saisie d\u2019une carte bancaire \u00e0 vos clients. (Exemple&nbsp;: paiement du solde de la r\u00e9servation + d\u00e9p\u00f4t de la caution en une seule transaction)<\/p>\n<p>Les demandes de paiements sont sous r\u00e9serve d\u2019\u00e9ligibilit\u00e9, une demande doit \u00eatre effectu\u00e9e aupr\u00e8s de Swikly.<\/p>\n  <\/div>\n  <div class=\"swik-article__more\">\n    <p class=\"swik-article__moretitle\">Autres questions dans D\u00e9couvrir Swikly<\/p>\n    <ul class=\"swik-article__morelist\">\n      <li><a href=\"\/faq\/pro\/decouvrir-swikly\/swikly-cest-pour-qui\/\">Swikly, c'est pour qui ?<\/a><\/li>\n      <li><a href=\"\/faq\/pro\/decouvrir-swikly\/cas-usage-securiser-activite\/\">Dans quels cas utiliser Swikly pour s\u00e9curiser votre activit\u00e9 ?<\/a><\/li>\n      <li><a href=\"\/faq\/pro\/decouvrir-swikly\/difference-depot-garantie-caution\/\">Quelle est la diff\u00e9rence entre un d\u00e9p\u00f4t de garantie et une caution ?<\/a><\/li>\n      <li><a href=\"\/faq\/pro\/decouvrir-swikly\/bloquer-fonds-compte-client\/\">Est-il possible de bloquer les fonds sur le compte bancaire du client ?<\/a><\/li>\n      <li><a href=\"\/faq\/pro\/decouvrir-swikly\/difference-swikly-assurance\/\">Quelle est la diff\u00e9rence entre Swikly et une Assurance ?<\/a><\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<style>\n.swik-crumb{--swik-blue-dark:#1E86BC;--swik-ink:#1B2A3A;--swik-soft:#4A5A6E;max-width:760px;margin:0 auto 24px;font-family:'Lato',sans-serif;font-size:13px;color:var(--swik-soft);display:flex;flex-wrap:wrap;gap:6px;align-items:center;box-sizing:border-box}\n.swik-crumb a,.swik-crumb a:hover{color:var(--swik-blue-dark)!important;text-decoration:none!important;transform:none!important;transition:none!important}\n.swik-crumb a:hover{text-decoration:underline!important}\n.swik-article{--swik-blue:#2BA3D9;--swik-blue-dark:#1F87B8;--swik-pale:#F0F8FC;--swik-line:#E6EEF5;--swik-ink:#1B2A3A;--swik-soft:#4A5A6E;max-width:760px;margin:0 auto;font-family:'Lato',sans-serif;color:var(--swik-ink);box-sizing:border-box}\n.swik-article *,.swik-article *::before,.swik-article *::after{box-sizing:border-box}\n.swik-article h1.swik-article__title{font-family:'Raleway',sans-serif!important;font-size:28px!important;font-weight:700!important;color:var(--swik-ink)!important;margin:0 0 24px!important;line-height:1.3!important}\n.swik-article__body p,.swik-article__body ul{margin:0 0 16px;font-size:16px;line-height:1.75;color:var(--swik-soft)}\n.swik-article__body ul{padding-left:22px}\n.swik-article__body li{margin-bottom:8px}\n.swik-article__body a{color:var(--swik-blue-dark);text-decoration:underline}\n.swik-article__body p:last-child{margin-bottom:0}\n.swik-article__countries ul{column-count:3;column-gap:24px;padding-left:22px;margin:0 0 16px;list-style:disc}\n.swik-article__countries li{font-size:14px;line-height:1.6;color:var(--swik-soft);margin-bottom:4px}\n.swik-article__tablewrap{overflow-x:auto;margin:0 0 20px}\n.swik-article__table{width:100%;border-collapse:collapse;font-size:13px;line-height:1.5}\n.swik-article__table th,.swik-article__table td{border:1px solid var(--swik-line);padding:10px 12px;text-align:left;vertical-align:top}\n.swik-article__table th{background:var(--swik-pale);font-family:'Raleway',sans-serif;font-weight:700;color:var(--swik-ink)}\n.swik-article__table td{color:var(--swik-soft)}\n.swik-article__more{margin-top:44px;padding-top:28px;border-top:1px solid var(--swik-line)}\n.swik-article__moretitle{font-family:'Raleway',sans-serif;font-size:16px;font-weight:700;color:var(--swik-ink);margin:0 0 14px}\n.swik-article__morelist{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}\n.swik-article__morelist a{display:block;padding:12px 16px;border:1px solid var(--swik-line);border-radius:12px;color:var(--swik-ink)!important;text-decoration:none!important;font-size:14px;font-weight:600;transition:border-color .2s ease,background .2s ease}\n.swik-article__morelist a:hover{border-color:var(--swik-blue);background:var(--swik-pale)}\n@media(max-width:600px){\n  .swik-crumb{padding:0 16px}\n  .swik-article{padding:0 16px}\n  .swik-article h1.swik-article__title{font-size:22px!important}\n  .swik-article__countries ul{column-count:2}\n}\n<\/style>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\"@type\":\"Question\",\"name\":\"Swikly, c'est quoi ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Swikly est le sp\u00e9cialiste des cautions en ligne pour les professionnels de la location saisonni\u00e8re, de v\u00e9hicules et de mat\u00e9riel. Le swik caution prot\u00e8ge un bien sans d\u00e9bit ni blocage de fonds, le swik r\u00e9servation \u00e9vite les no-show via un acompte, \u00e9galement sans d\u00e9bit ni blocage. Un swik se cr\u00e9e via une empreinte de carte bancaire saisie sur un formulaire s\u00e9curis\u00e9, automatisable via les int\u00e9grations, API ou outils disponibles. Les montants s\u00e9curis\u00e9s ne sont ni bloqu\u00e9s ni d\u00e9bit\u00e9s. En cas de d\u00e9gradation ou de no-show, un encaissement partiel ou total est possible, avec des montants garantis dans le cadre du service Premium. Sans encaissement, la caution est lib\u00e9r\u00e9e automatiquement. 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