{"id":124,"date":"2026-07-30T12:00:00","date_gmt":"2026-07-30T12:00:00","guid":{"rendered":"https:\/\/swikly.com\/?page_id=124"},"modified":"2026-10-22T15:31:49","modified_gmt":"2026-10-22T13:31:49","slug":"swiks-garantis","status":"publish","type":"page","link":"https:\/\/www.swikly.com\/es\/faq\/pro\/tarifs-options\/swiks-garantis\/","title":{"rendered":"\u00bfMis swiks est\u00e1n garantizados?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"124\" class=\"elementor elementor-124\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c1kshn elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c1kshn\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element 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elementor-element-d2yi1xb elementor-widget elementor-widget-html\" data-id=\"d2yi1xb\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- ===== FAQ Swikly \u00b7 FAQ Professionnel > Tarifs et options > Mes swiks sont-ils garantis ? ===== -->\n<nav class=\"swik-crumb\" aria-label=\"Fil d\u2019Ariane\">\n  <a href=\"\/faq\/\">Accueil<\/a>\n  <span class=\"swik-crumb__sep\">\/<\/span>\n  <a href=\"\/faq\/pro\/\">FAQ Professionnel<\/a>\n  <span class=\"swik-crumb__sep\">\/<\/span>\n  <a href=\"\/faq\/pro\/tarifs-options\/\">Tarifs et options<\/a>\n<\/nav>\n<div class=\"swik-article\">\n  <h1 class=\"swik-article__title\">Mes swiks sont-ils garantis ?<\/h1>\n  <div class=\"swik-article__body\">\n<p>Swikly est la solution id\u00e9ale pour s\u00e9curiser un montant en ligne, <strong>sans d\u00e9bit imm\u00e9diat ni friction pour vos clients.<\/strong> Lorsqu\u2019un swik est valid\u00e9, nous effectuons automatiquement&nbsp;:<\/p>\n<ul>\n<li>Une v\u00e9rification de la carte bancaire (exclusion des cartes vol\u00e9es, perdues ou \u00e0 risque)<\/li>\n<li>Une v\u00e9rification d\u2019identit\u00e9 via le code 3D Secure<\/li>\n<li>Un contr\u00f4le de la solvabilit\u00e9 de la carte<\/li>\n<\/ul>\n<p>Dans le cadre de notre engagement de moyens, si vous demandez un <strong>encaissement<\/strong>, nous nous chargeons de&nbsp;:<\/p>\n<ul>\n<li>D\u00e9biter la carte dans la limite du montant autoris\u00e9<\/li>\n<li>G\u00e9rer un \u00e9ventuel litige avec la banque en cas de r\u00e9pudiation<\/li>\n<li>Engager un recouvrement amiable si la carte est devenue inactive ou si les fonds sont indisponibles<\/li>\n<\/ul>\n<p>\u00c0 noter&nbsp;: ces actions sont incluses dans notre offre standard, sans engagement.<\/p>\n<p><strong>Besoin d\u2019une garantie d\u2019encaissement&nbsp;?<\/strong><\/p>\n<p>Nous proposons \u00e9galement une <strong>offre Premium<\/strong> (sous conditions) qui vous 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