{"id":15365,"date":"2026-06-22T16:39:11","date_gmt":"2026-06-22T14:39:11","guid":{"rendered":"https:\/\/www.swikly.com\/?page_id=15365"},"modified":"2026-06-29T10:37:57","modified_gmt":"2026-06-29T08:37:57","slug":"encaissement-protection","status":"publish","type":"page","link":"https:\/\/www.swikly.com\/es\/funcionalidades\/proteccion-del-cobro\/","title":{"rendered":"Swikly \u2013 Cobro \u2013 Protecci\u00f3n"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"15365\" class=\"elementor elementor-15365\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c35e06a elementor-section-full_width elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"3c35e06a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1c835cd9\" data-id=\"1c835cd9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b805dd4 elementor-widget elementor-widget-html\" data-id=\"7b805dd4\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n  .swik-subnav {\n    background: #F0F8FC;\n    border-bottom: 1px solid #E6EEF5;\n  }\n  @media (max-width: 1024px) { .swik-subnav { padding-top: 30px; } }\n  @media (max-width: 600px)  { .swik-subnav { padding-top: 0; } }\n\n  .swik-subnav-wrap {\n    max-width: 1200px;\n    margin: 0 auto;\n    padding: 0 56px;\n    position: relative;\n    display: flex;\n    align-items: center;\n    gap: 10px;\n  }\n\n  \/* Pill de retour au hub, fixe \u00e0 gauche *\/\n  .swik-subnav-hub {\n    flex-shrink: 0;\n    display: inline-flex;\n    align-items: center;\n    gap: 7px;\n    padding: 9px 15px;\n    border-radius: 999px;\n    font-family: Lato, sans-serif !important;\n    font-size: 13px !important;\n    font-weight: 500 !important;\n    line-height: 1.2 !important;\n    text-decoration: none;\n    background: #fff;\n    color: #2BA3D9 !important;\n    border: 1px solid #2BA3D9;\n    transition: background .2s ease, color .2s ease;\n    white-space: nowrap;\n  }\n  .swik-subnav-hub:hover {\n    background: #2BA3D9;\n    color: #fff !important;\n  }\n  .swik-subnav-hub svg { flex-shrink: 0; }\n\n  \/* S\u00e9parateur vertical entre la pill hub et les fonctionnalit\u00e9s *\/\n  .swik-subnav-sep {\n    flex-shrink: 0;\n    width: 1px;\n    height: 24px;\n    background: #D5E3EE;\n  }\n\n  .swik-subnav-scroll {\n    display: flex;\n    gap: 6px;\n    overflow-x: auto;\n    padding: 14px 0;\n    scrollbar-width: none;\n    -ms-overflow-style: none;\n    scroll-behavior: smooth;\n    flex: 1;\n    min-width: 0;\n  }\n  .swik-subnav-scroll::-webkit-scrollbar { display: none; }\n\n  \/* Apparence de la pill active (page courante) *\/\n  .swik-subnav-scroll a.is-active {\n    background: #2BA3D9 !important;\n    color: #fff !important;\n  }\n\n  \/* Petite zone de fondu UNIQUEMENT derri\u00e8re la fl\u00e8che (\u00e0 droite) *\/\n  .swik-subnav-fadeR {\n    position: absolute;\n    right: 56px; top: 0; bottom: 0;\n    width: 64px;\n    background: linear-gradient(to right, transparent, #F0F8FC 70%);\n    pointer-events: none;\n    z-index: 4;\n    transition: opacity .2s ease;\n  }\n\n  \/* Bouton fl\u00e8che droite *\/\n  .swik-scroll-arrow {\n    position: absolute;\n    right: 56px;\n    top: 50%;\n    transform: translateY(-50%);\n    width: 34px; height: 34px;\n    border-radius: 50%;\n    background: #fff;\n    border: 1px solid #E6EEF5;\n    box-shadow: 0 4px 12px -4px rgba(43,163,217,.3);\n    display: flex; align-items: center; justify-content: center;\n    cursor: pointer;\n    color: #2BA3D9 !important;\n    transition: opacity .2s ease, transform .15s ease, box-shadow .2s ease;\n    z-index: 5;\n    padding: 0;\n  }\n  .swik-scroll-arrow:hover {\n    transform: translateY(-50%) scale(1.08);\n    box-shadow: 0 6px 16px -4px rgba(43,163,217,.45);\n    color: #2BA3D9 !important;\n    background: #fff !important;\n  }\n  .swik-subnav-fadeR.hidden,\n  .swik-scroll-arrow.hidden { opacity: 0; pointer-events: none; }\n<\/style>\n\n<div class=\"swik-subnav\">\n  <div class=\"swik-subnav-wrap\">\n    <a href=\"\/es\/funcionalidades\/\" class=\"swik-subnav-hub\">\n      <svg width=\"15\" height=\"15\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n           stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <rect x=\"3\" y=\"3\" width=\"7\" height=\"7\"\/><rect x=\"14\" y=\"3\" width=\"7\" height=\"7\"\/>\n        <rect x=\"14\" y=\"14\" width=\"7\" height=\"7\"\/><rect x=\"3\" y=\"14\" width=\"7\" height=\"7\"\/>\n      <\/svg>\n      Todas las funcionalidades\n    <\/a>\n    <div class=\"swik-subnav-sep\"><\/div>\n    <div class=\"swik-subnav-scroll\" id=\"swikSubnavScroll\">\n      <a href=\"\/es\/funcionalidades\/deposito-a-medida\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Dep\u00f3sito a medida<\/a>\n      <a href=\"\/es\/funcionalidades\/enlace-de-deposito-seguro\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Enlace de dep\u00f3sito seguro<\/a>\n      <a href=\"\/es\/funcionalidades\/enlace-permanente\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Enlace permanente preconfigurado<\/a>\n      <a href=\"\/es\/funcionalidades\/deposito-y-pago\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Dep\u00f3sito + Pago<\/a>\n      <a href=\"\/es\/funcionalidades\/gastos-a-cargo-del-cliente\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Gastos a cargo del cliente<\/a>\n      <a href=\"\/es\/funcionalidades\/traduccion-automatica\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Traducci\u00f3n autom\u00e1tica<\/a>\n      <a href=\"\/es\/funcionalidades\/online-o-presencial\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Online o presencial<\/a>\n      <a href=\"\/es\/funcionalidades\/recordatorios-automaticos\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Recordatorios autom\u00e1ticos<\/a>\n      <a href=\"\/es\/funcionalidades\/marca-personalizada\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Marca personalizada<\/a>\n      <a href=\"\/es\/funcionalidades\/parte-de-entrada-digital\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Inventario digitalizado<\/a>\n      <a href=\"\/es\/funcionalidades\/cobro-parcial-o-total\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Cobro parcial o total<\/a>\n      <a href=\"\/es\/funcionalidades\/cobros-multiples\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Cobros m\u00faltiples<\/a>\n      <a href=\"\/es\/funcionalidades\/proteccion-del-cobro\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Protecci\u00f3n del cobro<\/a>\n      <a href=\"\/es\/funcionalidades\/cobro-programado\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Cobro programado<\/a>\n      <a href=\"\/es\/funcionalidades\/integracion-pms-erp\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Integraci\u00f3n PMS \/ ERP<\/a>\n      <a href=\"\/es\/funcionalidades\/integracion-por-api\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Integraci\u00f3n por API<\/a>\n      <a href=\"\/es\/funcionalidades\/api-para-partners\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">API para partners<\/a>\n      <a href=\"\/es\/funcionalidades\/roles-y-multicuenta\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Roles y multicuenta<\/a>\n      <a href=\"\/es\/funcionalidades\/seguridad-y-conformidad-hds\/\" style=\"flex-shrink:0;padding:9px 16px;border-radius:999px;font:500 13px Lato,sans-serif;text-decoration:none;background:transparent;color:#4A5A6E;\">Seguridad y conformidad HDS<\/a>\n    <\/div>\n    <div class=\"swik-subnav-fadeR\" id=\"swikFadeR\"><\/div>\n    <button class=\"swik-scroll-arrow\" id=\"swikArrow\" aria-label=\"Desplazarse hacia la derecha\">\n      <svg width=\"18\" height=\"18\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n           stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <polyline points=\"9 18 15 12 9 6\"\/>\n      <\/svg>\n    <\/button>\n  <\/div>\n<\/div>\n\n<script>\n(function(){\n  function activate(){\n    var sc = document.getElementById('swikSubnavScroll');\n    if(!sc) return;\n    function norm(u){\n      try { u = new URL(u, location.origin).pathname; } catch(e){}\n      return u.replace(\/\\\/+$\/, '');\n    }\n    var here = norm(location.href);\n    var links = sc.querySelectorAll('a');\n    var matched = false;\n    links.forEach(function(a){\n      var href = norm(a.href);\n      if(!matched && href && here === href){\n        a.classList.add('is-active');\n        a.scrollIntoView({inline: 'center', block: 'nearest'});\n        matched = true;\n      }\n    });\n  }\n\n  function initArrow(){\n    var sc = document.getElementById('swikSubnavScroll');\n    var arrow = document.getElementById('swikArrow');\n    var fade = document.getElementById('swikFadeR');\n    if(!sc || !arrow) return;\n    function update(){\n      var atEnd = sc.scrollLeft >= (sc.scrollWidth - sc.clientWidth - 5);\n      var noScroll = sc.scrollWidth <= sc.clientWidth + 5;\n      var hide = atEnd || noScroll;\n      arrow.classList.toggle('hidden', hide);\n      if(fade) fade.classList.toggle('hidden', hide);\n    }\n    arrow.addEventListener('click', function(){\n      sc.scrollBy({left: sc.clientWidth * 0.7, behavior: 'smooth'});\n    });\n    sc.addEventListener('scroll', update, {passive:true});\n    window.addEventListener('resize', update);\n    update();\n  }\n\n  function init(){ activate(); initArrow(); }\n\n  if(document.readyState === 'loading') document.addEventListener('DOMContentLoaded', init);\n  else init();\n})();\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-627a79d5 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"627a79d5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-12d31cbf\" data-id=\"12d31cbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b36e479 elementor-widget elementor-widget-html\" data-id=\"7b36e479\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:inline-flex;align-items:center;gap:10px;padding:7px 14px;background:#D5EBF7;color:#1F87B8;border-radius:999px;font-size:13px;font-weight:600;font-family:Lato,sans-serif;margin-bottom:8px;\">Cobro<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6387b929 elementor-widget elementor-widget-heading\" data-id=\"6387b929\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Usted elige <span style=\"color:#2BA3D9;background:linear-gradient(transparent 70%,#D5EBF7 70%);padding:0 4px;border-radius:6px\">su nivel de protecci\u00f3n.<\/span><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-499bdfeb elementor-widget elementor-widget-text-editor\" data-id=\"499bdfeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div style=\"color:#4A5A6E;font-size:17px;line-height:1.55;font-family:Lato,sans-serif;\">Swikly ofrece varios niveles de servicio: hasta la garant\u00eda total del cobro para cubrir los da\u00f1os.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d88587b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d88587b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fb9f4f4\" data-id=\"fb9f4f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35005679 elementor-align-left elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"35005679\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/app.swikly.com\/views\/signup.php\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Empezar gratis<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-60a4ee89\" data-id=\"60a4ee89\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41aa7461 elementor-align-left elementor-widget__width-initial elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"41aa7461\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swikly.com\/es\/contactar-con\/?button=deleguez\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pedir cita<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e083d7a elementor-widget elementor-widget-html\" data-id=\"6e083d7a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:flex;gap:14px;align-items:center;font:13px Lato;color:#7A8A9C;margin-top:12px;flex-wrap:wrap;\"><span style=\"color:#F5B100;letter-spacing:2px;\">\u2605\u2605\u2605\u2605\u2605<\/span><span><strong style=\"color:#1B2A3A;\">4,7\/5<\/strong> de 8 848 opiniones \u00b7 <strong style=\"color:#1B2A3A;\">M\u00e1s de 18 000 clientes<\/strong><\/span><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-26072355\" data-id=\"26072355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dc6ca07 e-transform elementor-widget elementor-widget-html\" data-id=\"5dc6ca07\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.8,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n  @keyframes swik-floaty { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-10px)} }\n<\/style>\n<div style=\"position:relative;padding:60px 44px;max-width:520px;margin:0 auto;font-family:Lato,sans-serif;\">\n  <div style=\"position:absolute;inset:0;background:#D5EBF7;border-radius:60% 40% 55% 45% \/ 50% 60% 40% 50%;\"><\/div>\n \n  <div style=\"position:relative;background:#fff;border-radius:20px;overflow:hidden;z-index:2;box-shadow:0 30px 60px -25px rgba(27,42,58,.15);\">\n    <div style=\"background:#2BA3D9;padding:14px 18px;display:flex;gap:8px;align-items:center;\"><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"margin-left:8px;color:#fff;font-weight:700;font-size:11px;letter-spacing:.1em;\">SWIKLY<\/span><\/div>\n    <div style=\"padding:20px;\">\n      <div style=\"font-size:11px;font-weight:700;color:#7A8A9C;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px;\">Nivel de protecci\u00f3n<\/div>\n \n      <!-- barre de niveaux -->\n      <div style=\"display:flex;gap:6px;margin-bottom:8px;\">\n        <div style=\"flex:1;height:8px;border-radius:4px;background:#2BA3D9;\"><\/div>\n        <div style=\"flex:1;height:8px;border-radius:4px;background:#2BA3D9;\"><\/div>\n        <div style=\"flex:1;height:8px;border-radius:4px;background:#D5EBF7;\"><\/div>\n      <\/div>\n      <div style=\"display:flex;justify-content:space-between;font-size:10.5px;font-weight:600;color:#7A8A9C;margin-bottom:18px;\">\n        <span>Retenci\u00f3n<\/span><span style=\"color:#2BA3D9;\">Reforzado<\/span><span>Premium<\/span>\n      <\/div>\n \n      <!-- niveau s\u00e9lectionn\u00e9 mis en avant -->\n      <div style=\"background:#F0F8FC;border:1.5px solid #2BA3D9;border-radius:12px;padding:14px;display:flex;align-items:center;gap:12px;\">\n        <div style=\"width:40px;height:40px;border-radius:11px;background:#D5EBF7;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"20\" height=\"20\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#2BA3D9\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\">\n          <div style=\"font-size:13.5px;font-weight:700;color:#1B2A3A;\">Protecci\u00f3n reforzada<\/div>\n          <div style=\"font-size:11.5px;color:#7A8A9C;margin-top:2px;\">Adaptado a su nivel de riesgo<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n \n  <!-- carte flottante : vous choisissez -->\n  <div style=\"position:absolute;top:36px;right:6px;z-index:3;background:#fff;border-radius:14px;padding:10px 14px;box-shadow:0 16px 30px -12px rgba(27,42,58,.22);display:flex;align-items:center;gap:8px;animation:swik-floaty 5s ease-in-out infinite;\">\n    <div style=\"width:28px;height:28px;border-radius:8px;background:#2BA3D9;display:flex;align-items:center;justify-content:center;\">\n      <svg width=\"15\" height=\"15\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#fff\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"4\" y1=\"21\" x2=\"4\" y2=\"14\"\/><line x1=\"4\" y1=\"10\" x2=\"4\" y2=\"3\"\/><line x1=\"12\" y1=\"21\" x2=\"12\" y2=\"12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"3\"\/><line x1=\"20\" y1=\"21\" x2=\"20\" y2=\"16\"\/><line x1=\"20\" y1=\"12\" x2=\"20\" y2=\"3\"\/><line x1=\"1\" y1=\"14\" x2=\"7\" y2=\"14\"\/><line x1=\"9\" y1=\"8\" x2=\"15\" y2=\"8\"\/><line x1=\"17\" y1=\"16\" x2=\"23\" y2=\"16\"\/><\/svg>\n    <\/div>\n    <span style=\"font-size:12px;font-weight:700;color:#1B2A3A;\">Usted elige<\/span>\n  <\/div>\n \n  <!-- carte flottante : ajustable -->\n  <div style=\"position:absolute;bottom:44px;left:4px;z-index:3;background:#fff;border-radius:14px;padding:10px 14px;box-shadow:0 16px 30px -12px rgba(27,42,58,.22);display:flex;align-items:center;gap:8px;animation:swik-floaty 6s ease-in-out infinite;animation-delay:.6s;\">\n    <div style=\"width:28px;height:28px;border-radius:50%;background:#DFF4EA;display:flex;align-items:center;justify-content:center;\">\n      <svg width=\"15\" height=\"15\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#5FCBA0\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><polyline points=\"23 4 23 10 17 10\"\/><path d=\"M20.49 15a9 9 0 1 1-2.12-9.36L23 10\"\/><\/svg>\n    <\/div>\n    <span style=\"font-size:12px;font-weight:700;color:#1B2A3A;\">Ajustable en cualquier momento<\/span>\n  <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f423439 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1f423439\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7f535c73\" data-id=\"7f535c73\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ecc7d46 e-transform elementor-widget elementor-widget-html\" data-id=\"3ecc7d46\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.8,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"position:relative;padding:60px 44px;max-width:520px;margin:0 auto;font-family:Lato,sans-serif;\">\n  <div style=\"position:absolute;inset:0;background:#D5EBF7;border-radius:50% 60% 45% 55% \/ 55% 45% 60% 50%;\"><\/div>\n \n  <!-- cas 1 : faible risque -->\n  <div style=\"position:relative;z-index:2;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 18px 40px -22px rgba(27,42,58,.18);margin-bottom:12px;\">\n    <div style=\"padding:14px 16px;display:flex;align-items:center;gap:10px;\">\n      <div style=\"width:32px;height:32px;border-radius:9px;background:#DFF4EA;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n        <svg width=\"16\" height=\"16\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#5FCBA0\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><\/svg>\n      <\/div>\n      <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Clase colectiva<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Riesgo bajo<\/div><\/div>\n      <span style=\"font-weight:700;color:#1B2A3A;font-size:14px;\">20 \u20ac<\/span>\n    <\/div>\n  <\/div>\n \n  <!-- cas 2 : risque \u00e9lev\u00e9 -->\n  <div style=\"position:relative;z-index:2;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 18px 40px -22px rgba(27,42,58,.18);margin-bottom:14px;\">\n    <div style=\"padding:14px 16px;display:flex;align-items:center;gap:10px;\">\n      <div style=\"width:32px;height:32px;border-radius:9px;background:#FFE8D6;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n        <svg width=\"16\" height=\"16\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#FF9F5A\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M3 9l9-7 9 7v11a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2z\"\/><\/svg>\n      <\/div>\n      <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Villa de lujo<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Alto riesgo<\/div><\/div>\n      <span style=\"font-weight:700;color:#1B2A3A;font-size:14px;\">5 000 \u20ac<\/span>\n    <\/div>\n  <\/div>\n \n  <!-- m\u00eame protection forc\u00e9e -->\n  <div style=\"position:relative;z-index:2;background:#FFF1F1;border:1.5px solid #F4C9C9;border-radius:14px;padding:13px;display:flex;align-items:center;gap:10px;\">\n    <svg width=\"18\" height=\"18\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#E95757\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" style=\"flex-shrink:0;\"><path d=\"M10.29 3.86 1.82 18a2 2 0 0 0 1.71 3h16.94a2 2 0 0 0 1.71-3L13.71 3.86a2 2 0 0 0-3.42 0z\"\/><line x1=\"12\" y1=\"9\" x2=\"12\" y2=\"13\"\/><line x1=\"12\" y1=\"17\" x2=\"12.01\" y2=\"17\"\/><\/svg>\n    <span style=\"font-size:12.5px;font-weight:700;color:#B23B3B;\">Una protecci\u00f3n \u00fanica, mal calibrada<\/span>\n  <\/div>\n \n  <!-- \u00e9tiquette -->\n  <div style=\"position:absolute;top:30px;right:10px;z-index:3;background:#fff;border-radius:12px;padding:8px 12px;box-shadow:0 14px 26px -12px rgba(27,42,58,.22);display:flex;align-items:center;gap:7px;\">\n    <svg width=\"14\" height=\"14\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#FF9F5A\" stroke-width=\"2.4\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><line x1=\"12\" y1=\"20\" x2=\"12\" y2=\"10\"\/><line x1=\"18\" y1=\"20\" x2=\"18\" y2=\"4\"\/><line x1=\"6\" y1=\"20\" x2=\"6\" y2=\"16\"\/><\/svg>\n    <span style=\"font-size:11.5px;font-weight:700;color:#1B2A3A;\">Riesgos diferentes<\/span>\n  <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-47f97dfd\" data-id=\"47f97dfd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3eeec2d8 elementor-widget elementor-widget-html\" data-id=\"3eeec2d8\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:inline-flex;align-items:center;gap:12px;padding:6px 14px;background:#D5EBF7;color:#1F87B8;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;font-family:Lato,sans-serif;\"><span style=\"display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;background:#2BA3D9;color:#fff;border-radius:50%;font-size:11px;\">1<\/span>El problema<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53da05f4 elementor-widget elementor-widget-heading\" data-id=\"53da05f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">No todos los casos de uso tienen el mismo nivel de riesgo.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f51bc6 elementor-widget elementor-widget-text-editor\" data-id=\"5f51bc6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div style=\"color:#4A5A6E;font-size:17px;line-height:1.7;font-family:Lato,sans-serif;\">Una fianza por no presentarse a una clase de yoga de 20 \u20ac no justifica el mismo nivel de cobertura que una fianza sobre una villa alquilada por 5000 \u20ac la semana.<br><br>Swikly le permite elegir lo que mejor se adapta a su situaci\u00f3n.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-16b2b0e2 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"16b2b0e2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a774719\" data-id=\"4a774719\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-144797e2 elementor-widget elementor-widget-html\" data-id=\"144797e2\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"display:inline-flex;align-items:center;gap:12px;padding:6px 14px;background:#D5EBF7;color:#1F87B8;border-radius:999px;font-size:12px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;font-family:Lato,sans-serif;\"><span style=\"display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;background:#2BA3D9;color:#fff;border-radius:50%;font-size:11px;\">2<\/span>La soluci\u00f3n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3390f02a elementor-widget elementor-widget-heading\" data-id=\"3390f02a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">El nivel de garant\u00eda adecuado para su actividad.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-410aeff0 elementor-widget elementor-widget-text-editor\" data-id=\"410aeff0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div style=\"color:#4A5A6E;font-size:17px;line-height:1.7;font-family:Lato,sans-serif;\">Seg\u00fan su actividad y el nivel de protecci\u00f3n que necesite, Swikly le permite<strong style=\"color:#1B2A3A;\">ajustar su nivel de garant\u00eda en cualquier momento.<\/strong>Nuestros asesores analizan su situaci\u00f3n para acompa\u00f1arle.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-754c2a0c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"754c2a0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3cb6464\" data-id=\"3cb6464\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f641d49 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"3f641d49\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-feather\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRetenci\u00f3n simple\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUna soluci\u00f3n ligera y fluida para sus clientes, ideal para el uso diario.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2f1c71f4\" data-id=\"2f1c71f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17e1b112 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"17e1b112\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-shield-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tGarant\u00edas reforzadas\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPreautorizaci\u00f3n o oferta Premium para sectores de alto riesgo.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f9958a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f9958a9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-20fb48a3\" data-id=\"20fb48a3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-226fda94 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"226fda94\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-user-tie\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAcompa\u00f1amiento\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tNuestros asesores analizan su situaci\u00f3n y recomiendan la soluci\u00f3n m\u00e1s adecuada.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-19a54df9\" data-id=\"19a54df9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61b54ed1 elementor-position-left e-transform elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"61b54ed1\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateX_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-5,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-brain\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSmart Capture\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tVaya m\u00e1s all\u00e1 y disfrute de cobros cada vez m\u00e1s seguros.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7bea282a\" data-id=\"7bea282a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70bb52ba e-transform elementor-widget elementor-widget-html\" data-id=\"70bb52ba\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.8,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div style=\"position:relative;padding:60px 44px;max-width:520px;margin:0 auto;font-family:Lato,sans-serif;\">\n  <div style=\"position:absolute;inset:0;background:#fff;border-radius:50% 60% 45% 55% \/ 55% 45% 60% 50%;\"><\/div>\n \n  <div style=\"position:relative;z-index:2;background:#fff;border-radius:20px;overflow:hidden;box-shadow:0 30px 60px -25px rgba(27,42,58,.15);\">\n    <div style=\"background:#2BA3D9;padding:14px 18px;display:flex;gap:8px;align-items:center;\"><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"width:8px;height:8px;border-radius:50%;background:rgba(255,255,255,.5);\"><\/span><span style=\"margin-left:8px;color:#fff;font-weight:700;font-size:11px;letter-spacing:.1em;\">SWIKLY<\/span><\/div>\n    <div style=\"padding:20px;\">\n      <div style=\"display:flex;align-items:center;gap:8px;margin-bottom:14px;\">\n        <span style=\"padding:4px 12px;background:#D5EBF7;color:#1F87B8;font-size:11px;font-weight:700;border-radius:999px;\">De lo m\u00e1s ligero a lo m\u00e1s seguro<\/span>\n      <\/div>\n \n      <!-- niveau 1 : empreinte -->\n      <div style=\"display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid #E6EEF5;border-radius:12px;margin-bottom:8px;\">\n        <div style=\"width:34px;height:34px;border-radius:9px;background:#D5EBF7;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"16\" height=\"16\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#2BA3D9\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M2 12h2a8 8 0 0 1 16 0h2\"\/><path d=\"M6 12a6 6 0 0 1 12 0\"\/><path d=\"M10 12a2 2 0 0 1 4 0\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Retenci\u00f3n<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Fluido, para el d\u00eda a d\u00eda<\/div><\/div>\n      <\/div>\n \n      <!-- niveau 2 : renforc\u00e9 -->\n      <div style=\"display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid #E6EEF5;border-radius:12px;margin-bottom:8px;\">\n        <div style=\"width:34px;height:34px;border-radius:9px;background:#E8E2FF;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"16\" height=\"16\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#8E7CFF\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Reforzado<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Preautorizaci\u00f3n, sectores con riesgo<\/div><\/div>\n      <\/div>\n \n      <!-- niveau 3 : premium (garantie = OK ici, promesse explicite) -->\n      <div style=\"display:flex;align-items:center;gap:12px;padding:13px 14px;border:1.5px solid #5FCBA0;background:#F2FBF7;border-radius:12px;\">\n        <div style=\"width:34px;height:34px;border-radius:9px;background:#DFF4EA;display:flex;align-items:center;justify-content:center;flex-shrink:0;\">\n          <svg width=\"16\" height=\"16\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#5FCBA0\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><path d=\"m9 12 2 2 4-4\"\/><\/svg>\n        <\/div>\n        <div style=\"flex:1;\"><div style=\"font-size:13px;font-weight:700;color:#1B2A3A;\">Premium<\/div><div style=\"font-size:11px;color:#7A8A9C;\">Garant\u00eda total de cobro<\/div><\/div>\n        <span style=\"padding:3px 9px;background:#5FCBA0;color:#fff;font-size:10px;font-weight:700;border-radius:999px;white-space:nowrap;\">Max<\/span>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1824a935 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1824a935\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e877c29\" data-id=\"4e877c29\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4db86ef3 elementor-widget elementor-widget-heading\" data-id=\"4db86ef3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Est\u00e1ndar o Premium:<br>en cualquier caso, Swikly se encarga.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b8d8300 elementor-widget elementor-widget-html\" data-id=\"3b8d8300\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div style=\"background:linear-gradient(135deg,#F0F8FC 0%,#fff 100%);            border:1px solid #E6EEF5;border-radius:28px;            padding:48px;display:flex;gap:36px;align-items:center;flex-wrap:wrap;            max-width:980px;margin:0 auto;            box-shadow:0 4px 14px -6px rgba(43,163,217,.15);            font-family:Lato,sans-serif;\">\n  <div style=\"width:80px;height:80px;border-radius:50%;background:#2BA3D9;              color:#fff;display:flex;align-items:center;justify-content:center;              flex-shrink:0;box-shadow:0 12px 24px -8px rgba(43,163,217,.5);\">\n    <svg width=\"36\" height=\"36\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n         stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n      <path d=\"M21 11.5a8.38 8.38 0 0 1-.9 3.8 8.5 8.5 0 0 1-7.6 4.7 8.38 8.38 0 0 1-3.8-.9L3 21l1.9-5.7a8.38 8.38 0 0 1-.9-3.8 8.5 8.5 0 0 1 4.7-7.6 8.38 8.38 0 0 1 3.8-.9h.5a8.48 8.48 0 0 1 8 8v.5z\"\/>\n    <\/svg>\n  <\/div>\n  <div style=\"flex:1;min-width:280px;\">\n    <p style=\"font-size:17px;line-height:1.7;color:#4A5A6E;margin:0;\">El nivel Est\u00e1ndar es suficiente para la gran mayor\u00eda de los casos. El nivel Premium se dirige a quienes desean <strong style=\"color:#1B2A3A;\">una certeza absoluta<\/strong>, sin depender de la solvencia del cliente final en el momento de la reclamaci\u00f3n. En todos los casos, Swikly se encarga: usted no tiene que hacer nada.<\/p>\n    <div style=\"display:inline-flex;align-items:center;gap:8px;margin-top:20px;                padding:7px 14px;background:#DFF4EA;color:#1F8B5E;                border-radius:999px;font-size:13px;font-weight:600;\">\n      <svg width=\"14\" height=\"14\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\"\n           stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n        <path d=\"M17 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2\"\/>\n        <circle cx=\"9\" cy=\"7\" r=\"4\"\/>\n        <path d=\"M23 21v-2a4 4 0 0 0-3-3.87\"\/>\n        <path d=\"M16 3.13a4 4 0 0 1 0 7.75\"\/>\n      <\/svg>\n      Recomendado para: todos los sectores\n    <\/div>\n  <\/div>\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b1a81d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b1a81d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e12bbfb\" data-id=\"e12bbfb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46e836f elementor-widget elementor-widget-html\" data-id=\"46e836f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- ===== FAQ Swikly \u00b7 Encaissement - Protection (accord\u00e9on moderne + JSON-LD GEO) ===== -->\n<div class=\"swik-faq\">\n  <div class=\"swik-faq__head\">\n    <span class=\"swik-faq__eyebrow\">Preguntas Frecuentes<\/span>\n    <h2 class=\"swik-faq__title\">\u00bfTiene alguna duda?<\/h2>\n  <\/div>\n\n  <div class=\"swik-faq__list\">\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">\u00bfQu\u00e9 niveles de protecci\u00f3n ofrece Swikly?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>Swikly ofrece varios niveles de servicio, del m\u00e1s ligero al m\u00e1s protector. El nivel Standard es suficiente para la gran mayor\u00eda de los casos. El nivel Premium est\u00e1 dirigido a quienes buscan una certeza absoluta, hasta la garant\u00eda total del cobro para cubrir los da\u00f1os, sujeto a elegibilidad. Puede ajustar su nivel de protecci\u00f3n en cualquier momento, seg\u00fan su actividad.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">\u00bfCu\u00e1l es la diferencia entre el nivel Standard y el Premium?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>El nivel Standard es suficiente para la gran mayor\u00eda de las situaciones. El Premium, ofrecido sujeto a elegibilidad, est\u00e1 dirigido a quienes desean una certeza absoluta, sin depender de la solvencia de su cliente en el momento del cobro. En todos los casos, Swikly se encarga por usted: no tiene que hacer nada.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">\u00bfC\u00f3mo elegir el nivel de protecci\u00f3n adecuado para mi actividad?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>No todos los casos de uso tienen el mismo nivel de riesgo: un dep\u00f3sito para una clase de yoga no requiere la misma cobertura que un dep\u00f3sito sobre una villa alquilada por semana. Si prefiere una soluci\u00f3n ligera y fluida para el d\u00eda a d\u00eda, basta con la huella bancaria simple. Si opera en un sector de alto riesgo, la preautorizaci\u00f3n o el plan Premium aportan garant\u00edas reforzadas. Nuestros asesores analizan su situaci\u00f3n para orientarle hacia la soluci\u00f3n m\u00e1s adecuada.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"swik-faq__item\">\n      <button class=\"swik-faq__q\" type=\"button\" aria-expanded=\"false\">\n        <span class=\"swik-faq__qtext\">\u00bfSe puede modificar el nivel de protecci\u00f3n con el tiempo?<\/span>\n        <span class=\"swik-faq__icon\" aria-hidden=\"true\">\n          <svg viewbox=\"0 0 24 24\"><path d=\"M12 5v14M5 12h14\"\/><\/svg>\n        <\/span>\n      <\/button>\n      <div class=\"swik-faq__a\">\n        <div class=\"swik-faq__ainner\">\n          <p>S\u00ed. Seg\u00fan su actividad y el nivel de protecci\u00f3n que necesite, Swikly le permite ajustar su nivel de garant\u00eda en cualquier momento. Tambi\u00e9n puede ir m\u00e1s all\u00e1 con Smart Capture para realizar cobros cada vez m\u00e1s seguros.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<style>\n.swik-faq{--swik-blue:#2BA3D9;--swik-blue-dark:#1F87B8;--swik-pale:#F0F8FC;--swik-line:#E6EEF5;--swik-ink:#1B2A3A;--swik-soft:#4A5A6E;max-width:840px;margin:0 auto;font-family:'Lato',sans-serif;color:var(--swik-ink);-webkit-font-smoothing:antialiased}\n.swik-faq *,.swik-faq *::before,.swik-faq *::after{box-sizing:border-box}\n.swik-faq ::selection{background:#D5EBF7;color:var(--swik-ink)}\n\n.swik-faq__head{text-align:center;margin-bottom:34px}\n.swik-faq__eyebrow{display:inline-block;font-family:'Lato',sans-serif;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--swik-blue);background:#D5EBF7;padding:6px 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Le niveau Standard convient \\u00e0 la grande majorit\\u00e9 des cas. Le niveau Premium s'adresse \\u00e0 ceux qui recherchent une certitude absolue, jusqu'\\u00e0 la garantie totale de l'encaissement pour rembourser les d\\u00e9gradations, sous r\\u00e9serve d'\\u00e9ligibilit\\u00e9. Vous ajustez votre niveau de protection \\u00e0 tout moment, selon votre activit\\u00e9.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Quelle est la diff\\u00e9rence entre le niveau Standard et le Premium ?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Le niveau Standard est suffisant pour la grande majorit\\u00e9 des situations. Le Premium, propos\\u00e9 sous r\\u00e9serve d'\\u00e9ligibilit\\u00e9, s'adresse \\u00e0 ceux qui veulent une certitude absolue, sans d\\u00e9pendre de la solvabilit\\u00e9 de leur client au moment de l'encaissement. Dans tous les cas, Swikly g\\u00e8re pour vous : vous n'avez rien \\u00e0 faire.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Comment choisir le niveau de protection adapt\\u00e9 \\u00e0 mon activit\\u00e9 ?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Tous les cas d'usage n'ont pas le m\\u00eame niveau de risque : une caution pour un cours de yoga ne justifie pas la m\\u00eame couverture qu'une caution sur une villa lou\\u00e9e \\u00e0 la semaine. Si vous privil\\u00e9giez une solution l\\u00e9g\\u00e8re et fluide au quotidien, l'empreinte simple suffit. Si vous op\\u00e9rez dans un secteur \\u00e0 risque \\u00e9lev\\u00e9, la pr\\u00e9-autorisation ou l'offre Premium apportent des garanties renforc\\u00e9es. Nos conseillers analysent votre situation pour vous orienter vers la solution la mieux adapt\\u00e9e.\"\n            }\n        },\n        {\n            \"@type\": \"Question\",\n            \"name\": \"Peut-on faire \\u00e9voluer son niveau de protection dans le temps ?\",\n            \"acceptedAnswer\": {\n                \"@type\": \"Answer\",\n                \"text\": \"Oui. Selon votre activit\\u00e9 et le niveau de protection dont vous avez besoin, Swikly vous permet d'ajuster votre niveau de garantie \\u00e0 tout moment. Vous pouvez aussi aller plus loin avec le Smart Capture pour des encaissements toujours mieux s\\u00e9curis\\u00e9s.\"\n            }\n        }\n    ]\n}<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11cec6c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11cec6c3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-281840d5\" data-id=\"281840d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53f5284 elementor-widget elementor-widget-heading\" data-id=\"53f5284\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfListo para empezar? <b>Empiece gratis.<\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-126a81c5 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"126a81c5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6eb79583\" data-id=\"6eb79583\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d31ab28 elementor-widget elementor-widget-heading\" data-id=\"d31ab28\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Durante 30 d\u00edas y para sus 3 primeras solicitudes de dep\u00f3sito, <b>pruebe gratis nuestra plataforma. <\/b><br><br>\u00bfGrandes vol\u00famenes? <b>Concierte una cita<\/b> con nuestro equipo de ventas para definir juntos una oferta a la medida.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-309d9065\" data-id=\"309d9065\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e46d5c8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e46d5c8\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-credit-card\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21e3daa3 elementor-widget elementor-widget-text-editor\" data-id=\"21e3daa3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Descubra nuestras tarifas<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63a39125 elementor-widget elementor-widget-text-editor\" data-id=\"63a39125\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"background-color: var( --e-global-color-e3488ed );\">Con nuestro&nbsp;<\/span><a href=\"https:\/\/www.swikly.com\/es\/tarifas\/\" target=\"_blank\">tarifa est\u00e1ndar o una oferta a medida<\/a><span style=\"background-color: var( --e-global-color-e3488ed );\">, Swikly tiene la soluci\u00f3n para responder a sus necesidades.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7292a124\" data-id=\"7292a124\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d0db0f9 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2d0db0f9\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"far fa-question-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3224b766 elementor-widget elementor-widget-text-editor\" data-id=\"3224b766\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Consulte nuestras preguntas frecuentes<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-547c0123 elementor-widget elementor-widget-text-editor\" data-id=\"547c0123\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\u00bfTiene alguna pregunta? Puede\u00a0<\/span><a href=\"https:\/\/support.swikly.com\/en\/support\/home\" target=\"_blank\" rel=\"noopener\">consultar nuestras FAQ<\/a><span style=\"background-color: var( --e-global-color-e3488ed );\">\u00a0y conocer todo lo que hay que saber sobre nuestro servicio.<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a03e4aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a03e4aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-169a3c6b\" data-id=\"169a3c6b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19a53181 elementor-align-right elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"19a53181\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/app.swikly.com\/views\/signup.php\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Empezar gratis<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-94e14b8\" data-id=\"94e14b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec01089 elementor-align-left elementor-mobile-align-center elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"ec01089\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.swikly.com\/es\/contactar-con\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pedir cita<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Todas las funciones\nPrecauci\u00f3n configurable\nEnlace de dep\u00f3sito seguro\nEnlace permanente preconfigurado\nPrecauci\u00f3n + Pago\nGastos a cargo del cliente\nTraducci\u00f3n autom\u00e1tica\nEn l\u00ednea o presencial\nRecordatorios autom\u00e1ticos\nMarca personalizada\nInventario digitalizado\nCobro parcial o total\nCobros m\u00faltiples\nCobro \u2013 Protecci\u00f3n\nCobro programado\nIntegraci\u00f3n PMS \/ ERP\nIntegraci\u00f3n por API\nAPI Socio\n[...]<\/p>","protected":false},"author":990018,"featured_media":12575,"parent":14549,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","_mo_disable_npp":"","footnotes":""},"folder":[386],"class_list":["post-15365","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Niveaux de protection de l&#039;encaissement \u00b7 Swikly<\/title>\n<meta name=\"description\" content=\"Choisissez votre niveau de protection, de l&#039;empreinte simple \u00e0 la garantie totale de l&#039;encaissement. 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