Swikly and Calimed Santé join forces to optimize out-of-pocket expenses and reduce no-shows

Swikly, the Lyon-based fintech specializing in online deposits and payments, has announced an unprecedented partnership with Calimed Santé, with the aim of reducing unpaid patient bills and the number of missed appointments.


Already established in the vacation rental and vehicle rental markets, the startup is diversifying its business by entering the medical sector.

The reality is that the majority of consultations and hospitalizations are not covered by 100%, meaning that millions of euros in out-of-pocket expenses remain unpaid by patients: a considerable loss of earnings for healthcare professionals who have fulfilled their mission. The complexity of managing the cheque, whose partial cashing remains impossible, and its use, which is in the process of disappearing, do nothing to resolve the situation.

Swikly is used by thousands of professionals in the car and holiday rental sector to protect their rentals. Thanks to its partnership with Calimed Santé, the startup has developed its solution to meet the challenges of the medical sector. Swikly enables medical practitioners to effectively secure fees for appointments or surgical procedures with a simple credit card imprint from the patient, in just two clicks.

Encouraging patients to keep their appointments

Swikly offers patients a deposit without debiting or blocking the funds on their bank card. Only in the event of non-payment is the exact amount required to cover the outstanding bill debited. In this way, Swikly helps to reduce the number of missed appointments, a real scourge for healthcare professionals. "The psychological effect of the bank imprint left by the patient plays a key role in these situations," explains Xavier Rouhaud, CEO and co-founder of Swikly.

This partnership has already convinced all the surgeons at the ICMMS (Institut Chirurgical de la Main et du Membre Supérieur) in Lyon, which specializes in hand and wrist trauma. Further negotiations with various institutes and clinics are underway.

"For over 15 years, Calimed has been listening to its customers and developing its solutions in line with their expectations. This partnership is based on a number of recurring observations, such as the cancellation of surgeries without advance notice, and the management of unpaid bills, which can have an impact on cash flow. Thanks to the dynamic team at ICMMS in Lyon and Dr Ninou, we established a partnership with SWIKLY, enabling them to integrate their solution directly into Calimed. With just two clicks of the mouse, we are able to secure the deposits linked to procedures, thereby reducing unpaid invoices by 80% and reducing the number of cancelled surgeries," explains Laurent Julien, Sales Director at Calimed Santé.

"We are delighted to be working with Calimed to bring a complete solution to practitioners. This partnership marks the beginning of our entry into the medical sector. By combining our expertise in bonding and online payment, we are able to simplify the bonding and non-payment management process for the healthcare professional, while providing an optimal patient experience, without impacting their bank cap" says Xavier Rouhaud, CEO and Co-Founder of Swikly.

The partnership between Calimed Santé and Swikly marks a significant step forward in the innovation of practitioner management solutions. This innovative solution enables healthcare professionals to focus on their core business, while streamlining administrative procedures and providing an optimal care experience for their patients.

About Swikly

Founded in Lyon by Xavier Rouhaud and Shaun Wourm, Swikly is France's No. 1 online bonding solution. Swikly makes it possible to protect rentals and bookings with a simple, secure online deposit application. Recognizing that a deposit is essential for any rental or service, but that the old-fashioned deposit (check, credit card imprint blocking the bank ceiling) is a burden for both professionals and private individuals, Swikly offers a solution for protecting a property by sending a deposit request without debiting or blocking the funds on the customer's credit card. Only in the event of damage or non-payment is the exact amount debited. Swikly takes care of the entire management of the professional's deposit system, and smoothes customer relations in the event of a dispute. With over a million transactions recorded since its creation, and integrated with most reservation software in every sector, Swikly is constantly growing.

About Calimed Santé

For over 15 years, Calimed Santé has been developing medical software to support practitioners in organizing their activities, with the aim of improving patient care. Since its creation, Calimed Santé's primary objective has been to innovate with and for the users of its solutions. This co-construction enables us to meet all the needs and expectations of healthcare professionals, by providing them with scalable, interconnected business software. Intuitive and all-in-one, Calimed Santé's software solutions offer a high degree of freedom of use, and promote exchanges and multi-professional coordination within each structure, based on the latest standards in force (ANS, CNIL, HAS, ANSSI). Our proximity to our customers and partners, and our day-to-day support, enable us to optimize the activities of all healthcare professionals.

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The swikly.com website is published by SWIKLY, a simplified joint stock company with a capital of 10,000 euros.
SWIKLY is registered in the Lyon Trade and Companies Register under number RCS 819 514 076
The head office is located in Lyon (France), 92 Cours Lafayette 69003 - Telephone: +33 4 20 88 00 48 - email: contact@swikly.com
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